You might want to pack earplugs, a sweater and reading material in your carry-on. But if you want to buy anything, bring a credit card.
You may be able to, but you'll have to jump through a lot of hoops first.
The delinquency rate on credit cards was down to its lowest level since 1994, according to second-quarter reports. Meanwhile, credit card borrowing is inching up.
Look for higher interest rates on mortgages, just for starters. Rates for other consumer loans, including credit cards, also could be affected.
There is a plastic ceiling -- credit cards that will be denied to you no matter how high your credit scores are.
Just like the government, consumers have depended too much on borrowing and debt. Here's how to balance your personal budget.
You have to show you've been responsible with the borrowing power you already have before credit card companies will increase your limit.
VIDEO ON MSN MONEY
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The high-definition camera maker gives its first earnings report as a public company Thursday afternoon.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Not using the magic plastic properly and responsibly can be ruinous to your credit rating and financial health.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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