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Aug 16, 2011 7:07PM on Smart SpendingBy Karen Datko

The delinquency rate on credit cards was down to its lowest level since 1994, according to second-quarter reports. Meanwhile, credit card borrowing is inching up.

Aug 5, 2011 9:05PM on Smart SpendingBy Karen Datko

Look for higher interest rates on mortgages, just for starters. Rates for other consumer loans, including credit cards, also could be affected.

Aug 3, 2011 2:31PM on Smart SpendingBy MSN Money Partner

There is a plastic ceiling -- credit cards that will be denied to you no matter how high your credit scores are.

Aug 1, 2011 10:31AM on Smart SpendingBy MSN Money Partner

Just like the government, consumers have depended too much on borrowing and debt. Here's how to balance your personal budget.

Jul 26, 2011 6:12PM on Smart SpendingBy MSN Money Partner

You have to show you've been responsible with the borrowing power you already have before credit card companies will increase your limit.

Jul 20, 2011 5:49PM on Smart SpendingBy Stacy Johnson

With all the great rewards being offered right now, there's no reason to settle for offers like these. Here's how to compare.

Jul 15, 2011 3:15PM on Smart SpendingBy MSN Money Partner

Shrewd credit card customers are using the U.S. Mint's coin-buying program to rack up loads of frequent-flier miles.

Jul 15, 2011 1:56PM on Smart SpendingBy MSN Money Partner

The remarkable monthly increase seems to reverse a 3-year trend, as card companies loosen standards and troll for new customers.

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