The new year is a great time to improve your credit rating by taking these steps.
An expert foresees many positive developments for consumers on the personal finance front.
Your credit rating may be deeply damaged, but it's not beyond repair.
By opting for a retailer's deferred interest payment plan, you run the risk of turning interest-free financing into a high-interest loan.
Every business has tricks of the trade, and credit cards are no exception. Here's how they try to get you to sign up -- and how to tell which cards might be a good deal for you.
Believe it or not, getting a new card after your bankruptcy is completed is one of the best ways to begin rebuilding your credit scores.
Want to rebuild credit, maximize rewards or get the lowest possible interest rate? Stay away from these cards.
Those marketed to Muslims, for example, don't charge interest on outstanding balances. And Chinese cards are neither MasterCard nor Visa.
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