The protagonist is careful with her money and is a shrewd horse trader to boot.
Several websites exist to provide you with incentive for accomplishing specific goals.
Set the stage for a year of better money management by figuring out where you are right now.
Still using a high-interest credit card or paying for a cool ringtone? Act your age.
Smart people of modest means understand that saving money takes time -- sometimes lots of it.
Do you overspend, thinking that your future self will somehow find a way to come to your rescue?
My splurges are less than my income and I'm still meeting my financial goals -- but it troubles me that I don't know how much I'm spending.
VIDEO ON MSN MONEY
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Serious issues like drought and the deterioration of the developed world spell opportunity for this industry leader.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Saving just a single month of expenses may take longer than you think. See how your savings rate affects how quickly you can build a solid emergency fund.
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