The changes may affect far more than the amount you can borrow -- so prospective homebuyers should be prepared.
New mortgage rules are going into effect Jan. 10 to protect homeowners and investors from the kinds of risky mortgages that led so many people into foreclosure.
There's a catch. After those first five years, things change. The size of your monthly payment can swell or shrink as interest rates rise and fall.
Despite recent laws, you can still negotiate specific closing costs lower to help you save money when it's time to buy or refinance a home.
This simple step is essential for getting you the best possible interest rate on your home loan.
Don't even think about searching for a new house until you know these steps.
In community property states, your spouse’s bad credit can hurt your chances of getting a mortgage, even if you leave him or her off the loan.
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The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Your Easter celebration, from ham and eggs to spring clothes, will take a bigger toll on your wallet this year.
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