New mortgage rules are going into effect Jan. 10 to protect homeowners and investors from the kinds of risky mortgages that led so many people into foreclosure.
There's a catch. After those first five years, things change. The size of your monthly payment can swell or shrink as interest rates rise and fall.
Despite recent laws, you can still negotiate specific closing costs lower to help you save money when it's time to buy or refinance a home.
This simple step is essential for getting you the best possible interest rate on your home loan.
Don't even think about searching for a new house until you know these steps.
In community property states, your spouse’s bad credit can hurt your chances of getting a mortgage, even if you leave him or her off the loan.
Although poorer homebuyers have been hit hardest by foreclosures and mortgage abuses, a larger number of complaints are coming from richer folks.
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'We're not exactly in a uniformly strong market,' says the notably pessimistic newsletter publisher.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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