A modification would help some, but it's not going to get us out of this mess.
New rules seek to make it easier to shop for loans and understand what you're getting into ahead of time.
Consider these important points and focus on the long term.
Is fixing the interest rate for 30 years really as valuable as we seem to think?
Seriously underwater homeowners are passing up the option to walk away.
Record low mortgage rates and a federal tax credit make this a good time to buy for some people.
Blogger details frustrations she's encountered as she tries to save her home.
VIDEO ON MSN MONEY
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The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
If you worry about money after the streetlights come on, these actions may help you rest easier.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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