Your No. 1 priority needs to be keeping safe. But after that, you can save yourself some grief by making careful records -- and keeping all your receipts.
A new survey shows nearly half of victims of Sandy with big insurance claims have yet to be paid.
The news out of Whidbey Island, Wash., might have you wondering if your policy would help if something freakish happened to your home.
Homeowners insurance will pay for damage to your roof or the wreckage caused by frozen pipes -- if you use due diligence.
A proposal has surfaced in a number of states to require gun owners to buy liability insurance.
Whether insurance pays for additional living expenses if your home becomes uninhabitable depends on how the damage occurred. If it's flooding, you're likely on your own unless FEMA steps in.
Your insurer may not ask if you have firearms in your house, but it's a good idea to bring it up yourself.
Some are saying that people who decide to rebuild in flood zones shoulder the extra risk without help from taxpayers.
VIDEO ON MSN MONEY
DATA PROVIDERS
Copyright © 2013 Microsoft. All rights reserved.
Quotes are real-time for NASDAQ, NYSE and AMEX. See delay times for other exchanges.
Fundamental company data and historical chart data provided by Thomson Reuters (click for restrictions). Real-time quotes provided by BATS Exchange. Real-time index quotes and delayed quotes supplied by Interactive Data Real-Time Services. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by SIX Financial Information.
Japanese stock price data provided by Nomura Research Institute Ltd.; quotes delayed 20 minutes. Canadian fund data provided by CANNEX Financial Exchanges Ltd.
TOP STOCKS
Here's a list of ways to profit from the potential move from defensive to cyclical stocks.
MARKET DISPATCHES
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
FRUGAL COOL
Starting Monday, this site is joining forces with MSN Money Smart Spending. Here's why.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
SMART SPENDING
Children from lower income families are at greater risk of suffering accidental injuries and being sickened by food, according to a Consumer Federation of America study.
SMART TAXES
The IRS is struggling to combat identify thieves who file fraudulent tax returns in the names of older residents who don't need to file.

