What's covered by your homeowners insurance -- and what's not -- when the power goes out.
Spending extra for weather-protection plans may leave some travelers all wet.
Computer-chipped keys are no guarantee of safety anymore, if they ever were.
Your card likely carries some coverage, but you need to understand what's included and what's not.
Life is risky, but that doesn't mean you should pay for insurance policies and warranties that aren't necessary.
Tornadoes and thunderstorms resulted in $25 billion in insured losses in 2011, the deadliest season in more than 75 years.
A consumer organization says insurance companies are raising rates and cutting coverage for homes damaged by tornadoes and other natural events.
You could be at risk, no matter where you live.
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