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Jan 11, 2012 3:21PM on Smart SpendingBy MSN Money Partner

Meanwhile, the number of people filing for bankruptcy fell sharply. Don't count on that to last.

Nov 1, 2011 6:47PM on Smart SpendingBy MSN Money Partner

That first easy loan can lead to an endless cycle of ever-growing payments before you know it. Make sure you don't slide down this slippery slope.

Oct 13, 2011 7:50PM on Smart SpendingBy Karen Datko

It's really difficult to earn the worst possible FICO score, requiring a perfect storm of bad luck and bad decisions.

Sep 19, 2011 9:09AM on Smart SpendingBy MSN Money Partner

When helping someone out becomes enabling, you owe it to yourself to stop bailing them out.

Sep 7, 2011 2:24PM on Smart SpendingBy MSN Money Partner

As falling prices push homes into negative equity, past borrowing against the property digs the hole even deeper.

Sep 2, 2011 2:18PM on Smart SpendingBy MSN Money Partner

If you can pay it off quickly, a payday loan may be the way to go. Be careful, though.

Aug 29, 2011 7:49PM on Smart SpendingBy MSN Money Partner

In affected states, cut-rate loans for homeowners who hustle.

Aug 24, 2011 5:32PM on Smart SpendingBy Karen Datko

Some big banks provide a product that's not quite as loathsome as a payday loan, but it's close, and it may become more widely available.

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