In affected states, cut-rate loans for homeowners who hustle.
Some big banks provide a product that's not quite as loathsome as a payday loan, but it's close, and it may become more widely available.
By taking a loan before the current market dips, workers essentially locked in some of their gains -- as if they'd simply made the decision to sell high.
Banks cut interest rates on deposits as cash flows in, and some borrowing costs are expected to rise.
A lot is still undecided, but it's pretty clear that income taxes will not rise and that Social Security will not be cut.
A new survey also finds that the majority don't contribute as much as they think they should to their workplace retirement plans.
Only about 30,000 are expected to get these interest-free loans, which can eventually be forgiven by the Emergency Homeowners' Loan Program.
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