Hate those confusing, last-minute 'disclosures' at loan signing? Tell it to lenders who worry improvements will stifle innovation.
Homeowners can borrow up to that amount to make energy-efficient improvements.
The first step is to avoid taking on more debt. It's the most important and hardest step of all.
There are lots of reasons why you shouldn't do this, but let's consider the other side of the argument.
Even bank fees and loan fees and interest rates are fair game for haggling.
It used to be that the only thing a bank or other potential lender would look at before deciding whether to offer you credit was your credit report and score. Not anymore.
Loan only as much as you're willing to lose. Also, if possible -- and only if they're OK with it -- try to help in other ways.
VIDEO ON MSN MONEY
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Stocks have rallied 177%, and while calling a top is the easiest thing to do, it might not be the most accurate.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
A financial expert recommends changing the question -- and when you do, the answer may surprise you.
Americans can kill two birds with one stone by filing their taxes and buying health insurance at the same time.
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