Sure, interest rates are at record lows. But your credit score and the amount you bring to the table affect how much you'll pay for the loan.
Meanwhile, bidding wars are erupting in some cities, and human judgment makes a comeback as lenders look for ways to safely approve more mortgages.
What goes around comes around, so enjoy these record low interest rates while they're here.
Even if you just refinanced not so long ago, the benefits of doing so again may well outweigh standing pat.
The Fed's announcement spells more bad news for savers -- but good news for homebuyers.
What the Fed gives in low rates, though, Congress is taking away by raising fees to fund recent payroll tax reduction.
Zillow says homes lost $681 billion this year. The good news: Losses are slowing and some believe the worst may be over.
Government inquiry led to action in shutting down 500 suspected mortgage-modification fraud advertising online.
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The Dow jumps 109 points after rising as many as 191. Oil-price jitters and rising rates trim gains. Those factors and the Fed may weigh on markets Tuesday.
MARKET DISPATCHES
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FRUGAL COOL
Starting Monday, this site is joining forces with MSN Money Smart Spending. Here's why.
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SMART SPENDING
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SMART TAXES
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