Someday, your online-influence score could affect the prices you pay, who you date, where you get a job and even your mortgage rate.
With the average rates on fixed-rate mortgages once again breaking the record for all-time lows, it's a good time to think about this.
Sure, interest rates are at record lows. But your credit score and the amount you bring to the table affect how much you'll pay for the loan.
Meanwhile, bidding wars are erupting in some cities, and human judgment makes a comeback as lenders look for ways to safely approve more mortgages.
What goes around comes around, so enjoy these record low interest rates while they're here.
Even if you just refinanced not so long ago, the benefits of doing so again may well outweigh standing pat.
The Fed's announcement spells more bad news for savers -- but good news for homebuyers.
VIDEO ON MSN MONEY
Copyright © 2014 Microsoft. All rights reserved.
Serious issues like drought and the deterioration of the developed world spell opportunity for this industry leader.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Saving just a single month of expenses may take longer than you think. See how your savings rate affects how quickly you can build a solid emergency fund.
MUST-SEE ON MSN
- Video: Easy DIY smoked meats at home
A charcuterie master shares his process for cold-smoking meat at home.
- Jetpacks about to go mainstream
- Weird things covered by home insurance
- Bing: 70 percent of adults report 'digital eye strain'