Someday, your online-influence score could affect the prices you pay, who you date, where you get a job and even your mortgage rate.
With the average rates on fixed-rate mortgages once again breaking the record for all-time lows, it's a good time to think about this.
Sure, interest rates are at record lows. But your credit score and the amount you bring to the table affect how much you'll pay for the loan.
Meanwhile, bidding wars are erupting in some cities, and human judgment makes a comeback as lenders look for ways to safely approve more mortgages.
What goes around comes around, so enjoy these record low interest rates while they're here.
Even if you just refinanced not so long ago, the benefits of doing so again may well outweigh standing pat.
The Fed's announcement spells more bad news for savers -- but good news for homebuyers.
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Do it once a year. This allows the best-performing asset classes to take off and run.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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