People who can refinance often prefer a mortgage of less than 30 or even 20 years. It's part of a larger movement to get a grip on consumer debt.
The Obama administration considers using rock-bottom mortgage rates to help homeowners reduce monthly payments. Too bad it's unlikely to succeed.
Among the 50 largest U.S. cities, there are some exceptions, like New York and Seattle.
Rates have defied predictions made just before the US credit downgrade and are incredibly attractive right now. How long can it last?
The world's sour economic news is good for US homebuyers who can qualify for a loan.
Homeowners are rushing to refinance to take advantage of lower mortgage rates.
The low cost of money lets Americans ditch loads of mortgage debt.
Meanwhile, foreclosures and other distressed homes are holding home prices down in many areas.
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