Few Americans can take advantage of near-record rates. But down-payment requirements for purchases may be easing.
You could actually pay more in total interest under a refi than you would just sticking with your original loan.
Greek debt crisis is keeping U.S. rates lower than expected, but rates won't stay below 5% forever.
Is getting the homebuyer tax credit worth rushing your purchase? Maybe and maybe not.
Is fixing the interest rate for 30 years really as valuable as we seem to think?
Record low mortgage rates and a federal tax credit make this a good time to buy for some people.
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