The aim is to safeguard borrowers from mortgages they can't afford. As a result, fewer people may qualify for loans.
Struggling homeowners won't be slammed with taxes when lenders forgive a portion of their debt.
Used wisely, your reward for 12 months of hard work can produce benefits for years to come.
Homeowners over 50 are the fastest-growing group facing foreclosure. Widows are vulnerable when their names aren't on the mortgage.
With interest rates on a 15-year loan so low, it's tempting to make the switch. Here's what to consider.
Public outrage erupts in a country where even when you lose your home to foreclosure, you still must pay the mortgage.
Seniors who've gotten reverse mortgages report aggressive sales tactics reminiscent of the subprime mortgage heyday.
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The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
The IRS is struggling to combat identify thieves who file fraudulent tax returns in the names of older residents who don't need to file.