If you're down on your luck and can't pay the bills, paying 400% interest isn't going to help. Here are some alternatives.
In a bind? If you borrow from any of these lenders, you'll probably end up worse off.
A new study says borrowers typically obtain payday loans to cover regular living expenses rather than an emergency expense.
Consumer watchdogs want to stop banks from offering short-term, high-cost advances on paychecks and other direct deposits.
The new CoreScore report and a new credit score based upon it will tap information the three major credit bureaus don't. Is it fair to consumers?
That first easy loan can lead to an endless cycle of ever-growing payments before you know it. Make sure you don't slide down this slippery slope.
The question remains whether recipients -- who have already been scammed -- will think the refund checks are fraudulent and toss them.
If you can pay it off quickly, a payday loan may be the way to go. Be careful, though.
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