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Jul 2, 2012 9:05PM on Smart SpendingBy Stacy Johnson

Lowering your mortgage interest rate could save you thousands every year. If the White House has its way, it's going to get easier.

Jun 20, 2012 4:01PM on Smart SpendingBy MSN Money Partner

Banks expect to reap up to $12 billion in revenue this year as a result of participating in the revised government refinancing program for 'underwater' homeowners.

Jun 1, 2012 9:16AM on Smart SpendingBy MSN Money Partner

One applicant has $2.5 million, the other an 826 FICO score. But they still can't refinance their mortgages. Fortunately, solutions exist.

May 3, 2012 3:03PM on Smart SpendingBy MSN Money Partner

Meanwhile, bidding wars are erupting in some cities, and human judgment makes a comeback as lenders look for ways to safely approve more mortgages.

Feb 23, 2012 10:22AM on Smart SpendingBy MSN Money Partner

Central to this question is how long you plan to stay in your home.

Feb 16, 2012 11:54AM on Smart SpendingBy MSN Money Partner

Taking advantage of record low mortgage rates isn't the only reason for refinancing your home loan.

Feb 6, 2012 3:56PM on Smart SpendingBy MSN Money Partner

Even if you just refinanced not so long ago, the benefits of doing so again may well outweigh standing pat.

Jan 31, 2012 12:31PM on Smart SpendingBy MSN Money Partner

A conflict of interest is said to be 'at the heart' of the giant, government-owned mortgage company.

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