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Jun 9, 2011 12:20PM on Smart SpendingBy MSN Money Partner

A new study says many Americans will have to work into their 70s to afford retirement -- and low-income workers may still be on the job in their 80s.

Jun 7, 2011 3:06PM on Smart SpendingBy MSN Money Partner

Even though it's usually thought of as the very last resort for personal finance, more Americans are borrowing from their 401ks.

Jun 2, 2011 6:47PM on Smart SpendingBy MSN Money Partner

Some people actually save too much for retirement, negotiate too hard for a bargain, or pinch too many vacation pennies.

May 31, 2011 1:32PM on Smart SpendingBy MSN Money Partner

How does your 401k balance compare with that of other workers with a similar income?

May 27, 2011 12:45PM on Smart SpendingBy MSN Money Partner

Counting too much on Social Security is one of them. So is underestimating how long you'll live.

May 27, 2011 10:09AM on Smart SpendingBy MSN Money Partner

That's not possible for everyone, so what's Plan B? (Please don't say it's winning the lottery.)

May 26, 2011 12:21PM on Smart SpendingBy MSN Money Partner

The challenge is adjusting should numbers come up short, especially since going back to work at age 80 isn't an option for most people.

May 20, 2011 2:49PM on Smart SpendingBy MSN Money Partner

Everyone seems to have little mind tricks for beefing up savings. Some are very creative.

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