The two obvious choices are to trim benefits and/or increase taxes, but there are still tough decisions to make.
The higher contribution limits make this plan an excellent retirement savings option, and it's easy to set up.
Nearly all their anticipated safety nets have developed gaping holes, and few have saved enough.
Too good to be true? Study shows that seniors who go shopping daily have longer life expectancy.
It's a lot easier if you begin preparing years ahead, but it can be done even if you don't start saving until you are 50.
The report predicts there will be 11.1 million people 65 and older still working by 2018, nearly twice the current number.
There are lots of reasons why you shouldn't do this, but let's consider the other side of the argument.
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Obamacare isn't the only set of reforms hitting the US health industry. This company is emerging as a stronger player after recent struggles.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
The IRS is struggling to combat identify thieves who file fraudulent tax returns in the names of older residents who don't need to file.