One is a slush fund -- a first line of defense against unexpected expenses. The other is for big catastrophes, which, knock on wood, may never come.
'Hacks' are clever solutions to tricky problems. Here are some of my favorites to help you save more or spend less in 2012.
Sure, you want to pay down debt and save more money. But how you frame those goals for the new year will make a difference in your success.
An article described a new way to save: Signing up for online dating and choosing men who are willing to pick up the dinner tab. It didn't go over well.
Making excuses seems to be human nature, especially when it comes to money. Do you use any of these common 'reasons' to avoid saving?
She has a plan to earn enough money to buy a new laptop by the end of the year. That includes income from her car-washing business.
20-somethings will also benefit from these pearls of wisdom from someone who's been there, done that.
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Serious issues like drought and the deterioration of the developed world spell opportunity for this industry leader.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Saving just a single month of expenses may take longer than you think. See how your savings rate affects how quickly you can build a solid emergency fund.
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