One is a slush fund -- a first line of defense against unexpected expenses. The other is for big catastrophes, which, knock on wood, may never come.
'Hacks' are clever solutions to tricky problems. Here are some of my favorites to help you save more or spend less in 2012.
Sure, you want to pay down debt and save more money. But how you frame those goals for the new year will make a difference in your success.
An article described a new way to save: Signing up for online dating and choosing men who are willing to pick up the dinner tab. It didn't go over well.
Making excuses seems to be human nature, especially when it comes to money. Do you use any of these common 'reasons' to avoid saving?
She has a plan to earn enough money to buy a new laptop by the end of the year. That includes income from her car-washing business.
20-somethings will also benefit from these pearls of wisdom from someone who's been there, done that.
VIDEO ON MSN MONEY
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
As geopolitical tensions threaten to spin out of control, investors are wondering how best to position their portfolios for the global turmoil.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Occupy Wall Street bought and forgave the student loan debt of more than 2,700 Everest College students.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
MUST-SEE ON MSN
- Video: Easy DIY smoked meats at home
A charcuterie master shares his process for cold-smoking meat at home.
- Jetpacks about to go mainstream
- Weird things covered by home insurance
- Bing: 70 percent of adults report 'digital eye strain'