It's a great month to find deals on bedding, high-end coats, 2012 electronics and the largest big-screen TVs.
UPS, FedEx and the US Postal Service are all charging more. If you want the best rate, here's what to consider.
So what if you've missed the post-holiday sales? Attractive discounts can still be found.
Some new tech items drop faster in price than others after their debut at the Consumer Electronics Show.
How sweet it would be to make an online purchase in the morning and receive a package that afternoon. That's nearly instant gratification.
Expect worthwhile discounts on furniture, HDTVs and other pricey electronics, as well as appropriate gifts for Valentine's Day.
Get the most value from the cards you received by waiting until the items you want are at their lowest prices. Here's when to look for sales.
Bargain hunters can get a better price even after making a purchase. But there are limits to stores' policies.
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MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
SMART SPENDING
Those shackled with student loan debt are increasingly being targeted by scams and shady companies promising relief.
SMART TAXES
The IRS is struggling to combat identify thieves who file fraudulent tax returns in the names of older residents who don't need to file.
