Dress warm, turn down the thermostat and watch your bill shrink.
One key to success: Maintain your sense of humor.
One place you don't want to look rich: A car dealership.
Want to upgrade? Prepare for a big bill.
Focus on your budget's fixed monthly costs.
Metal credit card is only for big spenders.
Credit crisis and record high gas prices are to blame.
Upselling, crouching next to tables, smiley faces on the check are all part of a smart server's arsenal.
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