Obama and Romney should tackle these major financial issues -- whether or not they come up tonight.
Most records can be safely discarded after three years, but you'll want to keep some types of paperwork longer. Yes, you can keep those files electronically.
If you made a mistake, you can wait for the IRS to track you down. But it's better to file an amended return as soon as possible.
The IRS will still accept your return, but you may have to pay penalties for filing late and for paying taxes late.
You get an extra 2 days to do your taxes this year, but you may not have the option of the late-night run to the post office.
Volunteer and community programs will help you with your taxes, though some set income limits or deal only with simple returns. Anyone can file free online.
If you went to college, hired child care or moved, you may be able to deduct at least some of your expenses. See other lesser-known deductions you don't want to overlook.
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Do it once a year. This allows the best-performing asset classes to take off and run.
The Market Dispatches column has been discontinued. Here's where to find the latest stock and business news on MSN Money, and the latest from market writer Charley Blaine.
MONEY & POLITICS
Breaking up big banks is an untested solution to the too big to fail problem that attempts to isolate and dismantle large, troubled institutions while protecting the rest of the economy.
Six weeks later, most Americans have forgotten about the 2014 tax season -- except those who didn't file by the April 15 deadline.
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