Liz Weston's latest articles on MSN Moneyhttp://money.msn.com/Read Liz Weston's latest articles on personal finance tips and hot financial topics.2011 Microsoften-us60Personal finance writer Liz WestonWill your doctor kill your credit?Medical debts can have a devastating impact on your credit. But there are ways to keep your scores healthy even when faced with collection.Fri, 18 May 2012 20:25:32 GMThttp://money.msn.com/credit-rating/will-your-doctor-kill-your-credit-weston.aspxcredit-rating/http://money.msn.com/credit-rating/will-your-doctor-kill-your-credit-weston.aspxLiz Weston, MSN MoneySurvival guide for the uninsuredWondering how to pay for your next checkup? If you’re one of the many Americans living without health insurance, there may be more options for you than you know. Wed, 16 May 2012 20:04:31 GMThttp://money.msn.com/health-and-life-insurance/survival-guide-for-the-uninsured-weston.aspxhealth-and-life-insurance/http://money.msn.com/health-and-life-insurance/survival-guide-for-the-uninsured-weston.aspxLiz Weston, MSN MoneyMore Social Security for MomKnowing how and when to begin drawing benefits can make a big difference in her budget. Here's what you and your mom should know.Fri, 04 May 2012 13:35:00 GMThttp://money.msn.com/retirement-plan/more-social-security-for-mom-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/more-social-security-for-mom-weston.aspxLiz Weston, MSN MoneyDon't take policies to the graveYou've done well for your heirs by taking out that life insurance, but you also need to make sure they know how to collect the benefits. Wed, 02 May 2012 09:59:00 GMThttp://money.msn.com/life-insurance/dont-take-policies-to-the-grave-weston.aspxlife-insurance/http://money.msn.com/life-insurance/dont-take-policies-to-the-grave-weston.aspxLiz Weston, MSN Money10 ways to slash your medical costsWant to keep your health costs low the easy way? Avoid doing the bad things that tend to land you in the doctor’s office. Here are tips for nipping those bills in the bud.Fri, 27 Apr 2012 17:46:06 GMThttp://money.msn.com/health-and-life-insurance/10-ways-to-slash-your-medical-costs-weston.aspxhealth-and-life-insurance/http://money.msn.com/health-and-life-insurance/10-ways-to-slash-your-medical-costs-weston.aspxLiz Weston, MSN MoneyShould you pay for kid's college?It’s not an all-or-nothing decision, and parental advice and encouragement can also help your student earn that degree.Fri, 20 Apr 2012 19:09:12 GMThttp://money.msn.com/college-savings/should-you-pay-for-kids-college-weston.aspxcollege-savings/http://money.msn.com/college-savings/should-you-pay-for-kids-college-weston.aspxLiz Weston, MSN MoneyNew credit cards make travel harderThanks to a smart-card technology widely in use abroad, American tourists may encounter difficulties paying with their magnetic-strip cards. Here's how to avoid problems.Fri, 13 Apr 2012 19:55:00 GMThttp://money.msn.com/credit-cards/new-credit-cards-make-travel-harder-weston.aspxcredit-cards/http://money.msn.com/credit-cards/new-credit-cards-make-travel-harder-weston.aspxLiz Weston, MSN MoneyLose your home, get socked by IRS?If the mortgage debt relief law expires this year, 'underwater' homeowners who are going through foreclosure or a short sale could also get a big federal tax bill. Fri, 23 Mar 2012 09:30:00 GMThttp://money.msn.com/home-loans/lose-your-home-get-socked-by-irs-weston.aspxhome-loans/http://money.msn.com/home-loans/lose-your-home-get-socked-by-irs-weston.aspxLiz Weston, MSN MoneyShould you buy a foreclosure?Foreclosed properties can be a great deal for homebuyers, whether they're planning to live in the house or rent it out. But they should know the potential pitfalls.Fri, 16 Mar 2012 15:59:00 GMThttp://money.msn.com/home-loans/should-you-buy-a-foreclosure-weston.aspxhome-loans/http://money.msn.com/home-loans/should-you-buy-a-foreclosure-weston.aspxLiz Weston, MSN MoneyWhy are rich people such jerks?More money can mean more character flaws, according to research indicating that wealthy people are more likely to lack ethics, generosity and compassion.Wed, 14 Mar 2012 15:34:00 GMThttp://money.msn.com/family-money/why-are-rich-people-such-jerks-weston.aspxfamily-money/http://money.msn.com/family-money/why-are-rich-people-such-jerks-weston.aspxLiz Weston, MSN Money3 money tips for every incomeFinancial advice should be tailored to income level, from families below the poverty line to earners in the upper 20%. These tips offer a good place to start for any household.Mon, 12 Mar 2012 13:23:00 GMThttp://money.msn.com/how-to-budget/3-money-tips-for-every-income-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/3-money-tips-for-every-income-weston.aspxLiz Weston, MSN MoneyStop those zombie telemarketersYou don't have to live with constant solicitation calls, but stopping them for good takes some effort. These tactics can help reduce unwanted callers.Wed, 07 Mar 2012 14:50:41 GMThttp://money.msn.com/family-money/stop-those-zombie-telemarketers-weston.aspxfamily-money/http://money.msn.com/family-money/stop-those-zombie-telemarketers-weston.aspxLiz Weston, MSN MoneyIgnore the talk: College is vitalWhen a presidential candidate downplays the importance of education beyond high school, it's time to take a look at the numbers.Wed, 29 Feb 2012 18:10:02 GMThttp://money.msn.com/college-savings/ignore-the-talk-college-is-vital-weston.aspxcollege-savings/http://money.msn.com/college-savings/ignore-the-talk-college-is-vital-weston.aspxLiz Weston, MSN MoneyRx for happiness: Tax the rich?A study of 54 nations found a connection between progressive taxation and citizens' happiness. Good news for those who favor a tax system where the wealthy pay more.Wed, 22 Feb 2012 15:26:55 GMThttp://money.msn.com/taxes/rx-for-happiness-tax-the-rich-weston.aspxtaxes/http://money.msn.com/taxes/rx-for-happiness-tax-the-rich-weston.aspxLiz Weston, MSN MoneySpring breaks that won't break youFor family trips, spring break offers numerous opportunities to save money on travel expenses, from fares to accommodations.Fri, 17 Feb 2012 14:25:00 GMThttp://money.msn.com/family-money/spring-breaks-that-will-not-break-you-weston.aspxfamily-money/http://money.msn.com/family-money/spring-breaks-that-will-not-break-you-weston.aspxLiz Weston, MSN MoneyThe worst and best 529 plansThese tax-free programs, run by states, can be a good option for those who want to build up a college-savings account. But you need to know which ones are worth considering.Wed, 15 Feb 2012 17:33:14 GMThttp://money.msn.com/college-savings/the-best-and-worst-529-plans-weston.aspxcollege-savings/http://money.msn.com/college-savings/the-best-and-worst-529-plans-weston.aspxLiz Weston, MSN MoneyMy worst financial mistakesMost people know what it's like to take a loss because of a poor money decision -- even financial columnists. But at least we can tell you what we learned.Fri, 10 Feb 2012 12:54:15 GMThttp://money.msn.com/family-money/my-worst-financial-mistakes-weston.aspxfamily-money/http://money.msn.com/family-money/my-worst-financial-mistakes-weston.aspxLiz Weston, MSN MoneyThe 102 best money websitesNeed information or help with a money matter? Chances are good you'll find what you need at one of these sites, which rank among the best on the Web.Wed, 08 Feb 2012 20:38:51 GMThttp://money.msn.com/shopping-deals/the-102-best-money-websites-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/the-102-best-money-websites-weston.aspxLiz Weston, MSN MoneyArbitrate your life awayMandatory-arbitration clauses are bad news for consumers who would otherwise take a company to court over a dispute. They're also a disturbing sign of growing corporate power.Fri, 03 Feb 2012 18:16:15 GMThttp://money.msn.com/credit-cards/arbitrate-your-life-away-weston.aspxcredit-cards/http://money.msn.com/credit-cards/arbitrate-your-life-away-weston.aspxLiz Weston, MSN MoneyHow to haggle over medical billsYou have more options than you might realize with health care bills. If you know how to cut down the original billed amount, you can save a great deal. Wed, 25 Jan 2012 13:12:13 GMThttp://money.msn.com/health-and-life-insurance/how-to-haggle-over-medical-bills-weston.aspxhealth-and-life-insurance/http://money.msn.com/health-and-life-insurance/how-to-haggle-over-medical-bills-weston.aspxLiz Weston, MSN MoneyWhy Suze's card won't help youA new prepaid debit card is being offered by Suze Orman in an attempt to change credit scoring, but don't count on that. You can improve your credit in other ways.Wed, 18 Jan 2012 14:53:43 GMThttp://money.msn.com/credit-rating/why-suzes-card-will-not-help-you-weston.aspxcredit-rating/http://money.msn.com/credit-rating/why-suzes-card-will-not-help-you-weston.aspxLiz Weston, MSN MoneyWipe out your student loan debtThere's no easy way to escape from your college loans, but for most people, options such as repayment and forgiveness plans do exist. The point is to avoid defaulting.Mon, 16 Jan 2012 15:12:00 GMThttp://money.msn.com/college-savings/wipe-out-your-student-loan-debt-weston.aspxcollege-savings/http://money.msn.com/college-savings/wipe-out-your-student-loan-debt-weston.aspxLiz Weston, MSN Money10 money questions for your mateGood relationships require open and honest communication between partners about money matters. These are some of the important subjects worth discussing.Thu, 12 Jan 2012 19:00:51 GMThttp://money.msn.com/family-money/10-money-questions-for-your-mate-weston.aspxfamily-money/http://money.msn.com/family-money/10-money-questions-for-your-mate-weston.aspxLiz Weston, MSN Money5 businesses that rip off the poorThose who are struggling financially should avoid several industries that aim to exploit them. Fortunately, they can do so by considering some alternatives. Fri, 06 Jan 2012 13:57:00 GMThttp://money.msn.com/shopping-deals/5-businesses-that-rip-off-the-poor-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/5-businesses-that-rip-off-the-poor-weston.aspxLiz Weston, MSN MoneyFinally: Good news on credit scoresRecent figures show that FICO scores are rising, a sign that more consumers are seeing their financial situations improve. Taking several steps can help you join them. Fri, 30 Dec 2011 13:08:51 GMThttp://money.msn.com/credit-rating/finally-good-news-on-credit-scores-weston.aspxcredit-rating/http://money.msn.com/credit-rating/finally-good-news-on-credit-scores-weston.aspxLiz Weston, MSN MoneyThe stupidest fees of 2011When it comes to outrageous fees imposed on consumers, these are some of the worst -- whether it's a charge for ending pay-TV service or a fee to deposit a lot of cash.Fri, 16 Dec 2011 18:01:00 GMThttp://money.msn.com/how-to-budget/the-stupidest-fees-of-2011-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/the-stupidest-fees-of-2011-weston.aspxLiz Weston, MSN MoneyWhen you're too poor for bankruptcyIf you can't afford to hire a lawyer or pay the bankruptcy filing fee, consider some options so you still get creditor relief and protect yourself from property loss.Wed, 14 Dec 2011 12:51:00 GMThttp://money.msn.com/credit-rating/when-you-are-too-poor-for-bankruptcy-weston.aspxcredit-rating/http://money.msn.com/credit-rating/when-you-are-too-poor-for-bankruptcy-weston.aspxLiz Weston, MSN MoneyIs a disposable credit card safer?Disposable account numbers have never really caught on, although some cardholders may like the extra security. Still, there are other ways to shop safely online.Fri, 09 Dec 2011 14:57:26 GMThttp://money.msn.com/credit-cards/is-a-disposable-credit-card-safer-weston.aspxcredit-cards/http://money.msn.com/credit-cards/is-a-disposable-credit-card-safer-weston.aspxLiz Weston, MSN MoneyWhat the 1% know about moneyThe very rich may indeed be different from you and me, if we lack some fundamental understanding of money and how to manage it. Here's what we can learn from them.Fri, 02 Dec 2011 12:38:00 GMThttp://money.msn.com/how-to-budget/what-the-1-percent-know-about-money-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/what-the-1-percent-know-about-money-weston.aspxLiz Weston, MSN MoneyHow to avoid the mall until JanuaryShopping for the holidays doesn't have to mean a trip to the mall. Consider alternatives like local businesses or crafts fairs, where your chances of finding the perfect gift may be greater.Wed, 23 Nov 2011 13:16:00 GMThttp://money.msn.com/shopping-deals/how-to-avoid-the-mall-until-january-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/how-to-avoid-the-mall-until-january-weston.aspxLiz Weston, MSN MoneySave what's left of your retirementA retirement plan can end up benefiting the company and its executives at the workers' expense, a new book argues. Take steps to protect what's in your 401k. Mon, 21 Nov 2011 10:05:00 GMThttp://money.msn.com/retirement-investment/save-what-is-left-of-your-retirement-weston.aspxretirement-investment/http://money.msn.com/retirement-investment/save-what-is-left-of-your-retirement-weston.aspxLiz Weston, MSN Money7 biggest holiday money wasters Not every holiday tradition is worth the money, and some richly deserve to be scuttled. Whether it's gift wrap or a Secret Santa gift exchange, here are some of the prime candidates.Wed, 16 Nov 2011 17:26:55 GMThttp://money.msn.com/shopping-deals/7-biggest-holiday-money-wasters-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/7-biggest-holiday-money-wasters-weston.aspxLiz Weston, MSN MoneyWhat your fat pet is costing youAbout half of our furry friends weigh too much, and their vet bills are likely to be hefty as well. Slimming down could extend your pet's life and save you money.Fri, 11 Nov 2011 14:40:00 GMThttp://money.msn.com/family-money/what-your-fat-pet-is-costing-you-weston.aspxfamily-money/http://money.msn.com/family-money/what-your-fat-pet-is-costing-you-weston.aspxLiz Weston, MSN MoneyThanksgiving feasts on the cheapCelebrating the holiday can be costly, unless you know how to keep the expenses under control. Here are some ways to host the day's festivities without spending excessively.Wed, 09 Nov 2011 13:00:00 GMThttp://money.msn.com/family-money/thanksgiving-feasts-on-the-cheap-weston.aspxfamily-money/http://money.msn.com/family-money/thanksgiving-feasts-on-the-cheap-weston.aspxLiz Weston, MSN MoneyUnequal pay? How to split the billsCouples and roommates can divide up living expenses in various ways, but if the method isn't working, you might need to try another approach. Just keep a few guidelines in mind.Fri, 04 Nov 2011 17:56:30 GMThttp://money.msn.com/family-money/unequal-pay-how-to-split-the-bills-weston.aspxfamily-money/http://money.msn.com/family-money/unequal-pay-how-to-split-the-bills-weston.aspxLiz Weston, MSN MoneyCostly college myths, part 2Higher education is expensive enough, but if you believe these 3 falsehoods about college, you could be making some costly mistakes.Thu, 03 Nov 2011 16:33:33 GMThttp://money.msn.com/college-savings/costly-college-myths-part-2-weston.aspxcollege-savings/http://money.msn.com/college-savings/costly-college-myths-part-2-weston.aspxLiz Weston, MSN MoneyIs credit monitoring a waste?With its significant drawbacks, the service is not worth the money for most people. Besides, there are better, and cheaper, options if you need protection and want to reduce your risk.Fri, 28 Oct 2011 20:55:05 GMThttp://money.msn.com/credit-rating/is-credit-monitoring-a-waste-weston.aspxcredit-rating/http://money.msn.com/credit-rating/is-credit-monitoring-a-waste-weston.aspxLiz Weston, MSN MoneyShould textbooks really cost $200?College students have more alternatives now, such as used books, rentals and digital textbooks. But no option is perfect, making it difficult to find the right solution.Wed, 26 Oct 2011 18:04:08 GMThttp://money.msn.com/college-savings/should-textbooks-really-cost-200-dollars-weston.aspxcollege-savings/http://money.msn.com/college-savings/should-textbooks-really-cost-200-dollars-weston.aspxLiz Weston, MSN MoneyTake the hassle out of car buyingFor those who wish to avoid haggling on a dealership lot, car-buying services offer an alternative, if not always an ideal one. Still, some can have real advantages.Fri, 21 Oct 2011 21:48:40 GMThttp://money.msn.com/car-buying/take-the-hassle-out-of-car-buying-weston.aspxcar-buying/http://money.msn.com/car-buying/take-the-hassle-out-of-car-buying-weston.aspxLiz Weston, MSN MoneyThe high cost of caring for parentsIncreasing numbers of adult children must provide care for an aging parent, which can take a significant toll on their finances. Fortunately, there are ways to reduce those costs.Fri, 14 Oct 2011 18:24:44 GMThttp://money.msn.com/family-money/the-high-cost-of-caring-for-parents-weston.aspxfamily-money/http://money.msn.com/family-money/the-high-cost-of-caring-for-parents-weston.aspxLiz Weston, MSN MoneyJunk you can toss right nowAre you holding on to paperwork 'just in case' it's needed? Know what you really need, and you can confidently shred the rest. Wed, 12 Oct 2011 18:04:12 GMThttp://money.msn.com/how-to-budget/junk-you-can-toss-right-now-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/junk-you-can-toss-right-now-weston.aspxLiz Weston, MSN MoneyWeird stuff that hurts home valuesAll sorts of factors can diminish what your home is worth, such as the way your house compares with others in the area, your neighbors or a faulty appraisal.Fri, 07 Oct 2011 18:12:09 GMThttp://money.msn.com/home-loans/weird-stuff-that-hurts-home-values-weston.aspxhome-loans/http://money.msn.com/home-loans/weird-stuff-that-hurts-home-values-weston.aspxLiz Weston, MSN MoneyReturn of the 20% down payment?The days of zero-down mortgages may be gone, but the 20% minimum isn't always necessary for homebuyers. Still, there are good reasons for making it a savings target.Fri, 30 Sep 2011 12:28:30 GMThttp://money.msn.com/home-loans/the-return-of-the-20-percent-down-payment-weston.aspxhome-loans/http://money.msn.com/home-loans/the-return-of-the-20-percent-down-payment-weston.aspxLiz Weston, MSN MoneyCrooks can buy ATMs on eBayBeware the stand-alone ATM, which criminals can purchase online and set up in a public spot for stealing people's account information. Even bank ATMs can be made unsafe.Wed, 28 Sep 2011 11:44:34 GMThttp://money.msn.com/identity-theft/crooks-can-buy-atms-on-ebay-weston.aspxidentity-theft/http://money.msn.com/identity-theft/crooks-can-buy-atms-on-ebay-weston.aspxLiz Weston, MSN MoneyHow to avoid fights over Mom's stuffWhen a parent dies and the children are faced with dividing up the possessions, things can get ugly. But by taking certain steps, the survivors can avoid family warfare.Wed, 21 Sep 2011 16:57:28 GMThttp://money.msn.com/family-money/how-to-avoid-fights-over-moms-stuff-weston.aspxfamily-money/http://money.msn.com/family-money/how-to-avoid-fights-over-moms-stuff-weston.aspxLiz Weston, MSN MoneyDoes your teen need a credit card?It's always a risk giving a teenager a card, but doing so can also teach financial responsibility. Make sure your card-carrying teen understands the right way to use credit.Wed, 14 Sep 2011 05:40:29 GMThttp://money.msn.com/credit-cards/does-your-teen-need-a-credit-card-weston.aspxcredit-cards/http://money.msn.com/credit-cards/does-your-teen-need-a-credit-card-weston.aspxLiz Weston, MSN MoneyShould you rent out a room?More and more financially pressed homeowners are taking in lodgers for the extra income, but they need to know how to avoid potential problems.Mon, 12 Sep 2011 18:21:07 GMThttp://money.msn.com/home-loans/should-you-rent-out-a-room-weston.aspxhome-loans/http://money.msn.com/home-loans/should-you-rent-out-a-room-weston.aspxLiz Weston, MSN Money5 ways to get rich . . . or poorSome households accumulate wealth, and some don't. It comes down to several factors, such as marriage, homeownership and college education, as well as the choices you make.Wed, 07 Sep 2011 18:08:40 GMThttp://money.msn.com/how-to-budget/5-ways-to-get-rich-or-poor-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/5-ways-to-get-rich-or-poor-weston.aspxLiz Weston, MSN Money3 college myths that will cost youCertain misconceptions about financial aid and the price of higher education are all too frequent. The facts show why they're not to be taken seriously.Wed, 17 Aug 2011 10:37:08 GMThttp://money.msn.com/college-savings/3-college-myths-that-will-cost-you-weston.aspxcollege-savings/http://money.msn.com/college-savings/3-college-myths-that-will-cost-you-weston.aspxLiz Weston, MSN MoneyRev. Billy: High priest of frugalityBill Talen's character, a combination of minister and performance artist, preaches the evils of mindless consumerism and argues for changes in spending behavior. Fri, 12 Aug 2011 12:29:44 GMThttp://money.msn.com/how-to-budget/reverend-billy-high-priest-of-frugality-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/reverend-billy-high-priest-of-frugality-weston.aspxLiz Weston, MSN MoneyDo you teach your kids to be poor?Sometimes parents pass on to their children poor advice about handling money. Here are some messages that won't be helpful when those offspring strike out on their own.Wed, 10 Aug 2011 12:14:01 GMThttp://money.msn.com/family-money/do-you-teach-your-kids-to-be-poor-weston.aspxfamily-money/http://money.msn.com/family-money/do-you-teach-your-kids-to-be-poor-weston.aspxLiz Weston, MSN MoneyStay wired without staying brokeWhether it's your cell phone, pay TV or Internet service, being connected costs, and you could be paying too much. The right strategies can reduce excessive charges.Fri, 05 Aug 2011 16:58:02 GMThttp://money.msn.com/shopping-deals/stay-wired-without-staying-broke-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/stay-wired-without-staying-broke-weston.aspxLiz Weston, MSN MoneyHow to impress a mortgage lenderWith post-crisis credit still tight, you'll need to work harder to demonstrate you can handle a mortgage. Jump through these 5 hoops to prove you're worthy.Mon, 01 Aug 2011 00:00:00 GMThttp://money.msn.com/home-loans/how-to-impress-a-mortgage-lender-weston.aspxhome-loans/http://money.msn.com/home-loans/how-to-impress-a-mortgage-lender-weston.aspxLiz Weston, MSN MoneyGovernments getting more fee-happyStrapped cities and states are finding creative ways to assess charges on residents for all kinds of things. Be prepared to start paying your government more in fees.Fri, 29 Jul 2011 12:04:28 GMThttp://money.msn.com/how-to-budget/governments-getting-more-fee-happy-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/governments-getting-more-fee-happy-weston.aspxLiz Weston, MSN Money5 myths about Social SecurityEveryone knows there are financial difficulties with the Social Security system, but misinformation and falsehoods are obscuring the problem and what needs to be done.Wed, 27 Jul 2011 12:09:56 GMThttp://money.msn.com/retirement-plan/5-myths-about-social-security-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/5-myths-about-social-security-weston.aspxLiz Weston, MSN MoneyAnnoying homebuying fees to avoidYour mortgage lender can hit you with a wide range of charges, some legitimate but some excessive. By shopping around and negotiating, you can reduce your loan's costs.Fri, 22 Jul 2011 16:50:17 GMThttp://money.msn.com/home-loans/annoying-homebuying-fees-to-avoid-weston.aspxhome-loans/http://money.msn.com/home-loans/annoying-homebuying-fees-to-avoid-weston.aspxLiz Weston, MSN MoneyHow to beat annoying bank feesUnwanted banking charges can appear when you don't expect them, such as ATM balance-inquiry fees or fees for talking to a human. Know what they are and how to avoid them.Fri, 15 Jul 2011 19:26:13 GMThttp://money.msn.com/shopping-deals/how-to-beat-annoying-bank-fees-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/how-to-beat-annoying-bank-fees-weston.aspxLiz Weston, MSN MoneyStuck with the departed's debts?Collection agents may tell you otherwise, but you might not be responsible for the bill. Before you pay, find out if the debt is real and whether you're on the hook.Wed, 13 Jul 2011 15:11:50 GMThttp://money.msn.com/retirement/stuck-with-the-departeds-debts-weston.aspxretirement/http://money.msn.com/retirement/stuck-with-the-departeds-debts-weston.aspxLiz Weston, MSN MoneyA statute of limitations on debt?There are 2 main time limits: How long debt stays in your credit reports and how long you can be sued for it. If you're struggling, here's what you need to know.Thu, 07 Jul 2011 20:01:20 GMThttp://money.msn.com/debt-management/a-statute-of-limitations-on-debt-weston.aspxdebt-management/http://money.msn.com/debt-management/a-statute-of-limitations-on-debt-weston.aspxLiz Weston, MSN MoneyLenders play 'guess your income'Recent federal rules have driven lenders to estimate your income based on credit reports. But the tools they're using aren't precise, and mistakes might be hard to correct.Sun, 03 Jul 2011 00:00:00 GMThttp://money.msn.com/credit-rating/lenders-play-guess-your-income-weston.aspxcredit-rating/http://money.msn.com/credit-rating/lenders-play-guess-your-income-weston.aspxLiz Weston, MSN MoneyGreat with credit, lousy with moneyCredit scores are important, but having great scores doesn't mean you're doing everything right. If you fall for any of these 3 myths you could still get hurt.Fri, 01 Jul 2011 11:56:55 GMThttp://money.msn.com/credit-rating/great-with-credit-lousy-with-money-weston.aspxcredit-rating/http://money.msn.com/credit-rating/great-with-credit-lousy-with-money-weston.aspxLiz Weston, MSN MoneyCan you get a loan now?Credit remains tight as bankers continue to be cautious about lending. But if you need a loan, there are ways you can significantly boost your chances for approval.Wed, 29 Jun 2011 08:10:00 GMThttp://money.msn.com/home-loans/can-you-get-a-loan-now-weston.aspxhome-loans/http://money.msn.com/home-loans/can-you-get-a-loan-now-weston.aspxLiz Weston, MSN MoneyHow to beat pesky airline feesCarriers can hit you with unexpected charges that significantly increase the cost of a flight ticket. Fortunately, there are ways to get around these fees.Fri, 24 Jun 2011 11:42:51 GMThttp://money.msn.com/shopping-deals/how-to-beat-pesky-airline-fees-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/how-to-beat-pesky-airline-fees-weston.aspxLiz Weston, MSN MoneyInsurance you didn't know you hadYour home, auto and medical coverage could be better than you think. Here are 11 scenarios for which you might be pleasantly surprised to learn you can file a claim.Wed, 22 Jun 2011 16:39:33 GMThttp://money.msn.com/insurance/insurance-you-did-not-know-you-had-weston.aspxinsurance/http://money.msn.com/insurance/insurance-you-did-not-know-you-had-weston.aspxLiz Weston, MSN MoneyIs Grandpa getting fleeced?Older people can be vulnerable to financial scams, so family members need to know how to protect them from con artists, even those within the family.Wed, 22 Jun 2011 12:38:26 GMThttp://money.msn.com/retirement-plan/is-grandpa-getting-fleeced-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/is-grandpa-getting-fleeced-weston.aspxLiz Weston, MSN MoneyHow to complain and winWhen you have a problem with a company's product or service, there are right and wrong ways to try to get it solved. Fri, 17 Jun 2011 14:37:25 GMThttp://money.msn.com/shopping-deals/how-to-complain-and-win-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/how-to-complain-and-win-weston.aspxLiz Weston, MSN MoneyThe best rewards cards nowNot all rewards cards are created equal. We check in with 4 experts who give us their top picks for travel, savings and cash-back rewards programs.Wed, 15 Jun 2011 15:38:51 GMThttp://money.msn.com/credit-cards/the-best-rewards-cards-now-weston.aspxcredit-cards/http://money.msn.com/credit-cards/the-best-rewards-cards-now-weston.aspxLiz Weston, MSN MoneyShould your kid skip college?Soaring costs and the burden of student loans are giving plenty of people pause. Is a college education really worth it? Thu, 02 Jun 2011 12:38:34 GMThttp://money.msn.com/college-savings/should-your-kid-skip-college-weston.aspxcollege-savings/http://money.msn.com/college-savings/should-your-kid-skip-college-weston.aspxLiz Weston, MSN Money'Savvy' borrowers abandoning homesHomeowners who walk away in strategic defaults are not necessarily the ones most 'underwater.' A different factor matters more.Wed, 01 Jun 2011 11:48:14 GMThttp://money.msn.com/home-loans/savvy-borrowers-abandoning-homes-weston.aspxhome-loans/http://money.msn.com/home-loans/savvy-borrowers-abandoning-homes-weston.aspxLiz Weston, MSN MoneyPenny pincher's theme parks guideThe magic of family fun can make your cash vanish in front of your eyes. Yet with a little research, you can save a bundle on tickets, food and extras.Wed, 25 May 2011 11:47:54 GMThttp://money.msn.com/how-to-budget/penny-pinchers-theme-parks-guide-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/penny-pinchers-theme-parks-guide-weston.aspxLiz Weston, MSN MoneyAllowances: 'Welfare' for kids?When children feel they're entitled to parental payouts, teaching the value of a work ethic, as well as sound financial practices, becomes even more important.Fri, 20 May 2011 11:41:17 GMThttp://money.msn.com/family-money/allowances-welfare-for-kids-weston.aspxfamily-money/http://money.msn.com/family-money/allowances-welfare-for-kids-weston.aspxLiz Weston, MSN MoneyCan your family survive on 1 income?There are real financial risks when one parent decides to stay at home, but careful budgeting and expense trimming can help make the transition work.Wed, 18 May 2011 13:47:17 GMThttp://money.msn.com/debt-management/can-your-family-survive-on-1-income-weston.aspxdebt-management/http://money.msn.com/debt-management/can-your-family-survive-on-1-income-weston.aspxLiz Weston, MSN MoneyBanks attack consumer safeguardsThe financial industry and its friends in Congress are trying to gut the Consumer Financial Protection Bureau before it even gets off the ground.Fri, 13 May 2011 13:35:24 GMThttp://money.msn.com/shopping-deals/banks-attack-consumer-safeguards-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/banks-attack-consumer-safeguards-weston.aspxLiz Weston, MSN MoneySigns your home value could fallKeeping an eye on certain numbers can help you make an educated guess about where your local real-estate market is headed.Wed, 11 May 2011 13:36:22 GMThttp://money.msn.com/home-loans/signs-your-home-value-could-fall-weston.aspxhome-loans/http://money.msn.com/home-loans/signs-your-home-value-could-fall-weston.aspxLiz Weston, MSN MoneySingle? Can you ever retire?Unmarried people face greater challenges in saving for a comfortable retirement, but careful planning can help make it happenTue, 03 May 2011 11:11:19 GMThttp://money.msn.com/retirement-plan/single-can-you-ever-retire-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/single-can-you-ever-retire-weston.aspxLiz Weston, MSN MoneyBig Brother is helping you?Banks analyze reams of data about consumers' shopping habits in an effort to spot bogus charges, but they're walking a fine line between curbing fraud and annoying their customers. Wed, 27 Apr 2011 12:13:27 GMThttp://money.msn.com/credit-rating/big-brother-is-helping-you-weston.aspxcredit-rating/http://money.msn.com/credit-rating/big-brother-is-helping-you-weston.aspxLiz Weston, MSN MoneyWhen prices rise, but income doesn'tWith fewer jobs and opportunities, budgets are being stretched by the rising cost of everything. Hard spending cuts might not be enough.Tue, 19 Apr 2011 12:46:50 GMThttp://money.msn.com/retirement-plan/when-prices-go-up-but-your-income-does-not-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/when-prices-go-up-but-your-income-does-not-weston.aspxLiz Weston, MSN MoneyNeighbors hurt your home's value?If you're trying to sell your home, a run-down or messy house nearby can cost you some serious money. Here's what you can do about it. Thu, 14 Apr 2011 14:23:09 GMThttp://money.msn.com/home-loans/neighbors-hurting-your-homes-value-weston.aspxhome-loans/http://money.msn.com/home-loans/neighbors-hurting-your-homes-value-weston.aspxLiz Weston, MSN MoneyWhen only one of you can retire Couples face complicated decisions when one is ready to stop working while the other can't. Fri, 08 Apr 2011 12:57:36 GMThttp://money.msn.com/retirement/when-only-one-of-you-can-retire-weston.aspxretirement/http://money.msn.com/retirement/when-only-one-of-you-can-retire-weston.aspxLiz Weston, MSN MoneyBounce back from bad creditIt's a slow process, and any missteps will make it even slower. Unfortunately, some of your assumptions about how credit scores work may be wrong.Wed, 06 Apr 2011 11:33:54 GMThttp://money.msn.com/credit-rating/bounce-back-from-bad-credit-weston.aspxcredit-rating/http://money.msn.com/credit-rating/bounce-back-from-bad-credit-weston.aspxLiz Weston, MSN MoneyHow to rebuild your retirementIf the plan you depended on fell apart when hard times struck, you have to come up with a new plan. That may be easier said than done, but it's far from impossible.Fri, 01 Apr 2011 11:37:30 GMThttp://money.msn.com/retirement/how-to-rebuild-your-retirement-weston.aspxretirement/http://money.msn.com/retirement/how-to-rebuild-your-retirement-weston.aspxLiz Weston, MSN MoneyDo smart women marry money?It sounds easier to find a rich man than to find your own way financially. But I've got a 2-step plan that will make you both richer and happier.Thu, 31 Mar 2011 19:06:22 GMThttp://money.msn.com/family-money/do-smart-women-marry-money-weston.aspxfamily-money/http://money.msn.com/family-money/do-smart-women-marry-money-weston.aspxLiz Weston, MSN MoneyMeet the woman the banks fearWhy do they see this affable 'granny' as a threat? She wants a consumer-friendly financial industry and may soon have the power to bring it about.Wed, 23 Mar 2011 11:31:20 GMThttp://money.msn.com/credit-rating/meet-the-woman-who-scares-the-banks-weston.aspxcredit-rating/http://money.msn.com/credit-rating/meet-the-woman-who-scares-the-banks-weston.aspxLiz Weston, MSN MoneyHow to purge your financial clutterYou don't really need to keep those towering piles of paper records. Here are tips on what you should throw out and how to organize what you should keep. Fri, 11 Mar 2011 12:10:23 GMThttp://money.msn.com/how-to-budget/how-to-purge-your-financial-clutter-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/how-to-purge-your-financial-clutter-weston.aspxLiz Weston, MSN MoneyA deal that could save your parentsReverse mortgages have had a shady reputation, but they can keep some aging homeowners out of the poorhouse. Take a look at what these loans are like now.Wed, 09 Mar 2011 14:57:47 GMThttp://money.msn.com/home-loans/a-deal-that-could-save-your-parents-weston.aspxhome-loans/http://money.msn.com/home-loans/a-deal-that-could-save-your-parents-weston.aspxLiz Weston, MSN MoneyAre you crazy to buy a home now?It's tempting to shop for bargains in a down market. But make sure the investment makes sense for your situation.Wed, 02 Mar 2011 14:49:58 GMThttp://money.msn.com/home-loans/are-you-crazy-to-buy-a-home-now-weston.aspxhome-loans/http://money.msn.com/home-loans/are-you-crazy-to-buy-a-home-now-weston.aspxLiz Weston, MSN MoneyIs it safe to bank by cell phone?My bank makes it easy to check account balances, pay bills and transfer money using a smart phone. And I do all those things, although I'm not sure I should.Fri, 25 Feb 2011 15:00:34 GMThttp://money.msn.com/shopping-deals/is-it-safe-to-bank-by-cell-phone-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/is-it-safe-to-bank-by-cell-phone-weston.aspxLiz Weston, MSN MoneyIs the Ivy League a waste of money?The merits of elite schools are open to debate, but there's no question that a college education is now essential -- and that aspiring students need to set practical goals. Wed, 23 Feb 2011 11:37:42 GMThttp://money.msn.com/college-savings/is-the-ivy-league-a-waste-of-money-weston.aspxcollege-savings/http://money.msn.com/college-savings/is-the-ivy-league-a-waste-of-money-weston.aspxLiz Weston, MSN MoneySell your life to a stranger?You may be able to get cash by selling your life insurance policy to an investor. Here's how to find out whether it's a smart move. Fri, 18 Feb 2011 11:21:42 GMThttp://money.msn.com/life-insurance/sell-your-life-to-a-stranger-weston.aspxlife-insurance/http://money.msn.com/life-insurance/sell-your-life-to-a-stranger-weston.aspxLiz Weston, MSN MoneyRight ways to hide from creditorsCan't pay back what you owe? It's important to know what steps you can take legally to protect yourself and what steps could get you into deeper trouble.Fri, 11 Feb 2011 12:58:41 GMThttp://money.msn.com/debt-management/right-ways-to-hide-from-creditors-weston.aspxdebt-management/http://money.msn.com/debt-management/right-ways-to-hide-from-creditors-weston.aspxLiz Weston, MSN MoneyFree credit scores for all? Not so fastNew laws mean more consumers will be able to learn about their ratings -- crucial to getting the best credit deals -- but unfettered access is still a ways off. Wed, 09 Feb 2011 16:28:24 GMThttp://money.msn.com/credit-cards/free-credit-scores-for-all-not-so-fast-weston.aspxcredit-cards/http://money.msn.com/credit-cards/free-credit-scores-for-all-not-so-fast-weston.aspxLiz Weston, MSN MoneyAre you foolish to pay your bills?Borrowers who are in over their heads with debt often struggle with the morality of filing for bankruptcy. But should you feel guilty if there's really no other logical option? Fri, 04 Feb 2011 12:31:07 GMThttp://money.msn.com/debt-management/are-you-foolish-to-pay-your-bills-weston.aspxdebt-management/http://money.msn.com/debt-management/are-you-foolish-to-pay-your-bills-weston.aspxLiz Weston, MSN MoneyDon't take passwords to the graveYour survivors will have enough on their minds when you die, so take steps now to ensure that they’ll be able to access your digital accounts.Wed, 02 Feb 2011 17:04:18 GMThttp://money.msn.com/retirement-plan/do-not-take-passwords-to-the-grave-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/do-not-take-passwords-to-the-grave-weston.aspxLiz Weston, MSN Money5 ways to be stupid about creditWhat you think you know about your credit scores is probably wrong -- and that can cost you. Arm yourself against 5 common misconceptions.Wed, 26 Jan 2011 12:05:56 GMThttp://money.msn.com/credit-rating/5-ways-to-be-stupid-about-credit-weston.aspxcredit-rating/http://money.msn.com/credit-rating/5-ways-to-be-stupid-about-credit-weston.aspxLiz Weston, MSN Money6 reasons to keep using credit cardsIf you've chosen to stop using your cards, it might be a good idea to revisit that decision. Shunning plastic may be more costly than you think.Fri, 21 Jan 2011 12:10:53 GMThttp://money.msn.com/credit-rating/6-reasons-to-keep-using-credit-cards-weston.aspxcredit-rating/http://money.msn.com/credit-rating/6-reasons-to-keep-using-credit-cards-weston.aspxLiz Weston, MSN MoneyWhat you didn't learn from the crashThe severity of the recent downturn likely has you swearing off stocks, but the lesson of the Great Recession isn't to walk away. Far from it.Wed, 19 Jan 2011 13:54:59 GMThttp://money.msn.com/how-to-invest/what-you-did-not-learn-from-the-crash-weston.aspxhow-to-invest/http://money.msn.com/how-to-invest/what-you-did-not-learn-from-the-crash-weston.aspxLiz Weston, MSN Money5 ways your bank spies on youIf you think your bank doesn't care about you, you might be surprised to know just how far it will go to find out -- or try to guess -- more about you.Fri, 14 Jan 2011 12:57:43 GMThttp://money.msn.com/credit-rating/5-ways-your-bank-spies-on-you-weston.aspxcredit-rating/http://money.msn.com/credit-rating/5-ways-your-bank-spies-on-you-weston.aspxLiz Weston, MSN MoneyHow thieves will steal your identityProtect yourself by knowing where you're vulnerable and where crooks look for the personal information they need to take over your identity. Fri, 07 Jan 2011 14:35:53 GMThttp://money.msn.com/identity-theft/how-thieves-will-steal-your-identity-weston.aspxidentity-theft/http://money.msn.com/identity-theft/how-thieves-will-steal-your-identity-weston.aspxLiz Weston, MSN MoneyWill your pet bankrupt you?Before you adopt that cute mutt or exotic fish, be sure you know what the animal's needs are -- and that you have a plan to deal with unexpected expenses.Fri, 31 Dec 2010 15:02:37 GMThttp://money.msn.com/debt-management/will-your-pet-bankrupt-you-weston.aspxdebt-management/http://money.msn.com/debt-management/will-your-pet-bankrupt-you-weston.aspxLiz Weston, MSN MoneyIs credit counseling right for you?Credit counseling, debt settlement and debt consolidation are not all the same -- and it's important to know what you're getting when you sign up.Wed, 22 Dec 2010 20:14:57 GMThttp://money.msn.com/credit-rating/is-credit-counseling-right-for-you-weston.aspxcredit-rating/http://money.msn.com/credit-rating/is-credit-counseling-right-for-you-weston.aspxLiz Weston, MSN Money9 money goofs that won't hurt muchWorried that a late utility bill will wallop your credit scores? Stop fretting. These common lapses could lead to financial troubles, but they won't ding your scores. Fri, 17 Dec 2010 15:30:00 GMThttp://money.msn.com/credit-rating/8-money-goofs-that-will-not-hurt-much-weston.aspxcredit-rating/http://money.msn.com/credit-rating/8-money-goofs-that-will-not-hurt-much-weston.aspxLiz Weston, MSN Money7 gifts that can change livesIf you receive (or, in many cases, give) anything on this list -- whether on impulse or after years of contemplation -- be prepared for an amazing difference.Fri, 10 Dec 2010 18:19:09 GMThttp://money.msn.com/shopping-deals/7-gifts-that-can-change-lives-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/7-gifts-that-can-change-lives-weston.aspxLiz Weston, MSN Money9 fast fixes for your credit scoresIf your scores are below 760, you may not be getting the best rates for loans or insurance -- so doing some credit repair can save you money.Fri, 03 Dec 2010 16:30:00 GMThttp://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspxcredit-rating/http://money.msn.com/credit-rating/9-fast-fixes-for-your-credit-scores-weston.aspxLiz Weston, MSN Money8 gifts you shouldn't buy your kidParents shouldn't be surprised if more than a few well-intentioned presents turn out to be flops. But there are plenty of gifts for kids that are a bad idea from the get-go.Wed, 24 Nov 2010 16:00:00 GMThttp://money.msn.com/family-money/8-gifts-you-should-not-buy-your-kid-weston.aspxfamily-money/http://money.msn.com/family-money/8-gifts-you-should-not-buy-your-kid-weston.aspxLiz Weston, MSN MoneyThe myth of the marriage penaltyDespite what you may have heard, when it comes to taxes and benefits, it generally pays to be married. But that's not true for all couples.Mon, 08 Nov 2010 00:00:00 GMThttp://money.msn.com/family-money/the-myth-of-the-marriage-penalty-weston.aspxfamily-money/http://money.msn.com/family-money/the-myth-of-the-marriage-penalty-weston.aspxLiz Weston, MSN MoneyCan you stop a money train wreck?When you see a loved one's financial disaster coming and he or she doesn't, the stage is set for drama. Here's when you should intervene -- and when you shouldn't.Wed, 03 Nov 2010 00:00:00 GMThttp://money.msn.com/family-money/can-you-stop-a-money-train-wreck-weston.aspxfamily-money/http://money.msn.com/family-money/can-you-stop-a-money-train-wreck-weston.aspxLiz Weston, MSN MoneyYour magic number for retirementThis calculator reduces all your retirement planning to a single figure. It's a handy and useful guide, but can you handle the answer?Wed, 03 Nov 2010 00:00:00 GMThttp://money.msn.com/retirement-plan/your-magic-number-for-retirement-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/your-magic-number-for-retirement-weston.aspxLiz Weston, MSN MoneyTomorrow's tuition at today's pricesYou can prepay your child's college costs without affecting his chances for need-based financial aid.Tue, 02 Nov 2010 00:00:00 GMThttp://money.msn.com/college-savings/pay-tomorrows-tuition-at-todays-prices-weston.aspxcollege-savings/http://money.msn.com/college-savings/pay-tomorrows-tuition-at-todays-prices-weston.aspxLiz Weston, MSN Money9 money rules to live byAmericans young and old are flunking their finances, but money mastery isn't really that hard. Here are 9 simple keys you need to know.Tue, 02 Nov 2010 00:00:00 GMThttp://money.msn.com/how-to-budget/9-money-rules-to-live-by-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/9-money-rules-to-live-by-weston.aspxLiz Weston, MSN MoneyHoliday tipping: When it's OK to skip If your budget is tight again this year, cutting back on tipping is OK, but make sure you still express your appreciation in some way to the folks who make your life easier.Tue, 02 Nov 2010 00:00:00 GMThttp://money.msn.com/how-to-budget/holiday-tipping-when-it-is-ok-to-skip-it-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/holiday-tipping-when-it-is-ok-to-skip-it-weston.aspxLiz Weston, MSN MoneyIs your money making you crazy?Some people are born worriers, and when the economy is shaky, their imaginations go into overdrive. Here are five tips for coping with impending doom, real or otherwise.Mon, 01 Nov 2010 00:00:00 GMThttp://money.msn.com/how-to-budget/is-your-money-making-you-crazy-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/is-your-money-making-you-crazy-weston.aspxLiz Weston, MSN MoneyShould you buy pet insurance?With vet bills soaring and fancy new treatments available, it's an option more owners are considering. Plus: 8 ways to cut the cost of keeping a healthy pet.Mon, 01 Nov 2010 00:00:00 GMThttp://money.msn.com/insurance/should-you-buy-pet-insurance-weston.aspxinsurance/http://money.msn.com/insurance/should-you-buy-pet-insurance-weston.aspxLiz Weston, MSN Money3 must-have legal papersIf you were too injured or ill to make your own decisions, who would do it? A stranger or a greedy relative picked by the state? Don't wait; make your choices known.Mon, 01 Nov 2010 00:00:00 GMThttp://money.msn.com/retirement-plan/3-legal-papers-you-should-not-live-without-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/3-legal-papers-you-should-not-live-without-weston.aspxLiz Weston, MSN MoneyYour 20s: Planning pays off richlyYou're poorer than you'll ever be again, but you can lay the groundwork now for a prosperous future. Here's what you need to know to get off to a good start.Mon, 01 Nov 2010 00:00:00 GMThttp://money.msn.com/retirement-plan/your-20s-planning-pays-off-richly-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/your-20s-planning-pays-off-richly-weston.aspxLiz Weston, MSN MoneyDangers of delaying financial fixesAre you putting off important financial decisions? You could be missing your best chance at a comfortable retirement. Here's what you should be doing right now.Sun, 31 Oct 2010 00:00:00 GMThttp://money.msn.com/how-to-budget/delaying-financial-fixes-that-is-dangerous-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/delaying-financial-fixes-that-is-dangerous-weston.aspxLiz Weston, MSN MoneyHow early retirees insure their healthMost of the folks I interviewed are in good health and have high-deductible policies. But that can be expensive and leave big gaps in coverage.Sun, 31 Oct 2010 00:00:00 GMThttp://money.msn.com/retirement-plan/how-early-retirees-insure-their-health-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/how-early-retirees-insure-their-health-weston.aspxLiz Weston, MSN MoneyThe recession vultures are circlingThe economic downturn has been a boon to one group in particular: Scam artists. They're having a field day taking advantage of the financially desperate.Fri, 29 Oct 2010 09:00:00 GMThttp://money.msn.com/identity-theft/the-recession-vultures-are-circling-weston.aspxidentity-theft/http://money.msn.com/identity-theft/the-recession-vultures-are-circling-weston.aspxLiz Weston, MSN MoneyHow to recover from financial ruinYou might not ever get back exactly the life you had before. Here are 5 steps for rebuilding -- with an eye on credit and retirement.Fri, 08 Oct 2010 09:00:00 GMThttp://money.msn.com/debt-management/how-to-recover-from-financial-ruin-weston.aspxdebt-management/http://money.msn.com/debt-management/how-to-recover-from-financial-ruin-weston.aspxLiz Weston, MSN MoneyHow to find free money for collegeFederal and state grants serve as the biggest sources of direct student aid. Here’s where to find it and how to get it.Tue, 28 Sep 2010 00:00:00 GMThttp://money.msn.com/college-savings/how-to-find-free-money-for-college-weston.aspxcollege-savings/http://money.msn.com/college-savings/how-to-find-free-money-for-college-weston.aspxLiz Weston, MSN Money10 ways to pay cash for ChristmasDon't set yourself up for a holiday hangover. Here's how to give gifts to those you love without going into debt.Mon, 27 Sep 2010 00:00:00 GMThttp://money.msn.com/shopping-deals/10-ways-to-pay-cash-for-christmas-weston.aspxshopping-deals/http://money.msn.com/shopping-deals/10-ways-to-pay-cash-for-christmas-weston.aspxLiz Weston, MSN MoneyCould you be fired for bad credit?In some cases, the answer might be yes. Or you might simply not be offered a job and never know why. If you find that troubling, here's what you can do.Tue, 21 Sep 2010 00:00:00 GMThttp://money.msn.com/credit-rating/could-you-be-fired-for-bad-credit-weston.aspxcredit-rating/http://money.msn.com/credit-rating/could-you-be-fired-for-bad-credit-weston.aspxLiz Weston, MSN MoneyWhen debt settlement makes senseIt's not for everyone, and the industry is largely unregulated, so you'll need to exercise caution if you hire a company. Despite that, it may be worth considering.Wed, 15 Sep 2010 00:00:00 GMThttp://money.msn.com/credit-and-debt/when-debt-settlement-makes-sense-weston.aspxcredit-and-debt/http://money.msn.com/credit-and-debt/when-debt-settlement-makes-sense-weston.aspxLiz Weston, MSN MoneyRaise your credit score to 740As lenders continue to tighten credit requirements, getting a good interest rate -- or a loan at all -- requires that you understand how the scoring system works.Tue, 14 Sep 2010 23:30:03 GMThttp://money.msn.com/credit-rating/raise-your-credit-score-to-740-weston.aspxcredit-rating/http://money.msn.com/credit-rating/raise-your-credit-score-to-740-weston.aspxLiz Weston, MSN MoneyLifetime cost of bad credit: $201,712If you're not doing all you can to keep your credit scores high, you're borrowing trouble -- and you could pay a very heavy price.Tue, 14 Sep 2010 21:02:48 GMThttp://money.msn.com/credit-rating/lifetime-cost-of-bad-credit-201712-dollars-weston.aspxcredit-rating/http://money.msn.com/credit-rating/lifetime-cost-of-bad-credit-201712-dollars-weston.aspxLiz Weston, MSN MoneyWhen a parent steals your identityThis crime is not as rare as you might think. And the betrayal (and damage) goes beyond the financial. Here's how it can happen -- and how to tell if it already has.Tue, 14 Sep 2010 00:00:00 GMThttp://money.msn.com/identity-theft/when-a-parent-steals-your-identity-weston.aspxidentity-theft/http://money.msn.com/identity-theft/when-a-parent-steals-your-identity-weston.aspxLiz Weston, MSN MoneyCredit card debt: How to cut a dealMore than ever, credit card companies are ready to negotiate with borrowers who are in over their heads. But know your options before you commit.Wed, 08 Sep 2010 00:00:00 GMThttp://money.msn.com/credit-and-debt/credit-card-debt-how-to-cut-a-deal-weston.aspxcredit-and-debt/http://money.msn.com/credit-and-debt/credit-card-debt-how-to-cut-a-deal-weston.aspxLiz Weston, MSN MoneyThe 50/30/20 budget fixHow much should you spend on housing? Groceries? The frustrating answer is 'it depends.' Now there's a way to figure it out, and it works regardless of your income.Tue, 07 Sep 2010 00:00:00 GMThttp://money.msn.com/how-to-budget/how-much-should-you-spend-on-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/how-much-should-you-spend-on-weston.aspxLiz Weston, MSN MoneyIs your home underinsured? 8 keysDon't rely on your insurance company to size up what you need. Here are the steps you should take to make sure that a disaster doesn't ruin you.Sun, 05 Sep 2010 22:31:49 GMThttp://money.msn.com/home-insurance/is-your-home-underinsured-8-keys-weston.aspxhome-insurance/http://money.msn.com/home-insurance/is-your-home-underinsured-8-keys-weston.aspxLiz Weston, MSN Money10 things that can kill a home loanJust having a pulse isn't enough to get approved for a mortgage anymore. But knowing the rules ahead of time can help you steer clear of any potholes.Wed, 01 Sep 2010 00:00:00 GMThttp://money.msn.com/home-loans/10-things-that-can-kill-a-home-loan-weston.aspxhome-loans/http://money.msn.com/home-loans/10-things-that-can-kill-a-home-loan-weston.aspxLiz Weston, MSN MoneyYour 30s: Don't get derailed by debtYou may be raising a family or buying a house, and expenses may be outpacing your growing income. How can you shrink your debt while boosting your savings?Tue, 31 Aug 2010 00:00:00 GMThttp://money.msn.com/retirement-plan/your-30s-do-not-get-derailed-by-debt-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/your-30s-do-not-get-derailed-by-debt-weston.aspxLiz Weston, MSN MoneyWhy you need $500 in the bankHaving a few hundred bucks at the right times in your life can make all the difference. Here's how to tuck away money for emergencies, even if you don't have much.Tue, 31 Aug 2010 00:00:00 GMThttp://money.msn.com/how-to-budget/why-you-need-500-dollars-in-the-bank-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/why-you-need-500-dollars-in-the-bank-weston.aspxLiz Weston, MSN MoneyYour get-ready-to-retire checklistBetter grab a pencil and pad. Here's exactly what you need to do at each stage from 10 years before retirement to the Big R.Thu, 19 Aug 2010 00:00:00 GMThttp://money.msn.com/retirement-plan/your-get-ready-to-retire-checklist-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/your-get-ready-to-retire-checklist-weston.aspxLiz Weston, MSN MoneyMoney in your 40s: It's make or breakThe time for mistakes is over. If you haven't begun to build wealth, to control debt, to look toward retirement, then now is the time.Wed, 18 Aug 2010 00:00:00 GMThttp://money.msn.com/retirement-plan/money-in-your-40s-it-is-make-or-break-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/money-in-your-40s-it-is-make-or-break-weston.aspxLiz Weston, MSN MoneyBuild your credit without credit cardsYou don't need plastic to establish credit, but you do need a good credit history even if you don't intend to borrow. Here are 7 tips -- plus 4 traps to avoid.Sun, 15 Aug 2010 19:36:40 GMThttp://money.msn.com/credit-rating/build-your-credit-without-credit-cards-weston.aspxcredit-rating/http://money.msn.com/credit-rating/build-your-credit-without-credit-cards-weston.aspxLiz Weston, MSN MoneyThe safest ways to pay onlineWhat guarantees do you have that you won't lose your money? Why is a store credit card more dangerous than a general-purpose card?Wed, 11 Aug 2010 00:00:00 GMThttp://money.msn.com/identity-theft/the-safest-ways-to-pay-online-weston.aspxidentity-theft/http://money.msn.com/identity-theft/the-safest-ways-to-pay-online-weston.aspxLiz Weston, MSN Money4 reality checks for your financesA few simple calculations can tell you whether you're doing fine or staring at debt disaster. And be sure to see how your peers are handling their burdens as well.Tue, 10 Aug 2010 00:00:00 GMThttp://money.msn.com/how-to-budget/4-reality-checks-for-your-finances-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/4-reality-checks-for-your-finances-weston.aspxLiz Weston, MSN MoneyMoney in your 50s: 8 moves to makeIt's time to plan for your retirement -- where you'll live, what you'll do and what it'll cost. Pay special attention now to career prospects, health and insurance.Tue, 10 Aug 2010 00:00:00 GMThttp://money.msn.com/retirement-plan/money-in-your-50s-8-moves-to-make-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/money-in-your-50s-8-moves-to-make-weston.aspxLiz Weston, MSN Money7 insurance myths that could cost youIf you reject rental car coverage without a second thought or assume the government would cover you in a natural disaster, think again.Wed, 04 Aug 2010 00:00:00 GMThttp://money.msn.com/insurance/7-insurance-myths-that-could-cost-you-weston.aspxinsurance/http://money.msn.com/insurance/7-insurance-myths-that-could-cost-you-weston.aspxLiz Weston, MSN MoneyMoney in your 60s: 12 steps to takeThis is your last chance to get retirement-ready. Here's the game plan to make sure your numbers add up before you call it quits at work.Tue, 03 Aug 2010 00:00:00 GMThttp://money.msn.com/retirement-plan/money-in-your-60s-12-steps-to-take-weston.aspxretirement-plan/http://money.msn.com/retirement-plan/money-in-your-60s-12-steps-to-take-weston.aspxLiz Weston, MSN Money5 life lessons from the recessionWhether you've lost your job or not, this downturn will almost certainly mold your ideas about money. And if you learn what hard times can teach, it'll serve you well in the years ahead.Tue, 06 Jul 2010 00:00:00 GMThttp://money.msn.com/family-money/5-life-lessons-from-the-recession-weston.aspxfamily-money/http://money.msn.com/family-money/5-life-lessons-from-the-recession-weston.aspxLiz Weston, MSN MoneyYou won the lottery! Now what?Everyone knows what to do first: Jump for joy. But the moves you make after that are crucial, and missteps could cost you dearly. Fri, 02 Jul 2010 01:59:49 GMThttp://money.msn.com/how-to-budget/you-won-the-lottery-now-what-weston.aspxhow-to-budget/http://money.msn.com/how-to-budget/you-won-the-lottery-now-what-weston.aspxLiz Weston, MSN MoneyGet real: Marriage is a businessPut aside the romantic notion that love conquers all -- and pull out your calculators. Successful partnerships require a plan, a CFO (usually) and regular progress reports.Wed, 31 Mar 2010 20:58:06 GMThttp://money.msn.com/family-money/get-real-marriage-is-a-business-weston.aspxfamily-money/http://money.msn.com/family-money/get-real-marriage-is-a-business-weston.aspxLiz Weston, MSN Money