http://money.msn.com/This week's top stock market, investing and financial stories. Get the latest stock quotes and learn investment strategies on MSN Money.2011 Microsoften-us60week in review, financial newsState lotteries have the longest odds of any form of legal gambling. And if you’re from the Peach State, odds are you’re losing more than most.Tue, 22 May 2012 20:22:53 GMThttp://money.msn.com/personal-finance/the-no-1-state-for-lottery-suckers-bloomberg.aspxpersonal-finance/http://money.msn.com/personal-finance/the-no-1-state-for-lottery-suckers-bloomberg.aspxElise Young and Alex McIntyre, BloombergA poll suggests that many active investors are convinced they’re beating the market even when the evidence suggests otherwise.Tue, 22 May 2012 19:40:59 GMThttp://money.msn.com/mutual-fund/traders-not-as-good-as-they-think-marketwatch.aspxmutual-fund/http://money.msn.com/mutual-fund/traders-not-as-good-as-they-think-marketwatch.aspxChuck Jaffe, MarketWatch The big banks may be neglecting foreclosed homes in minority neighborhoods, according to one housing discrimination watchdog.Tue, 22 May 2012 15:37:00 GMThttp://money.msn.com/home-loans/banks-accused-of-foreclosure-bias-fiscaltimes.aspxhome-loans/http://money.msn.com/home-loans/banks-accused-of-foreclosure-bias-fiscaltimes.aspxSteve Yoder, The Fiscal TimesAn 80-year old academic takes on critics of seniors who continue to drive: 'Unlike younger drivers, older drivers are a danger mainly to themselves,' he says.Tue, 22 May 2012 14:44:00 GMThttp://money.msn.com/auto-insurance/in-defense-of-older-drivers-bloomberg.aspxauto-insurance/http://money.msn.com/auto-insurance/in-defense-of-older-drivers-bloomberg.aspxAshlee Vance, Bloomberg BusinessweekIt's inevitable that a growing nation will suffer serious ups and downs. But will China slide softly into a needed dip or suffer a hard landing?Mon, 21 May 2012 20:04:46 GMThttp://money.msn.com/investing/how-chinas-growing-pains-could-hurt-jubak.aspxinvesting/http://money.msn.com/investing/how-chinas-growing-pains-could-hurt-jubak.aspxJim JubakGold-mining stocks are trading at record lows, relative to the price of gold, and gold is off its highs. This could set the stage for big gainsMon, 21 May 2012 16:31:50 GMThttp://money.msn.com/exchange-traded-fund/time-to-mine-the-gold-miners-barrons.aspxexchange-traded-fund/http://money.msn.com/exchange-traded-fund/time-to-mine-the-gold-miners-barrons.aspxRobin Goldwyn Blumenthal, Barron'sYou know the 3-digit number has a powerful influence on your financial life, but some other things you 'know' might just be wrong.Mon, 21 May 2012 16:08:06 GMThttp://money.msn.com/credit-rating/top-6-credit-score-misconceptions-forbes.aspxcredit-rating/http://money.msn.com/credit-rating/top-6-credit-score-misconceptions-forbes.aspxJustine Rivero, Forbes.comYou'll need patience and steady nerves, but it's possible you'll be richly rewarded for your efforts. Here's what you need to know.Mon, 21 May 2012 12:04:00 GMThttp://money.msn.com/home-loans/hot-home-deals-on-short-sales-bankrate.aspxhome-loans/http://money.msn.com/home-loans/hot-home-deals-on-short-sales-bankrate.aspxMichele Lerner, Bankrate.comLots of legitimate good deals are available from private sellers, but there are also plenty of bad guys looking to rip you off. Be smart about which ads to pursue.Mon, 21 May 2012 11:59:00 GMThttp://money.msn.com/car-buying/5-red-flags-of-used-car-scams-bankrate.aspxcar-buying/http://money.msn.com/car-buying/5-red-flags-of-used-car-scams-bankrate.aspxTara Baukus Mello, Bankrate.comMedical debts can have a devastating impact on your credit. But there are ways to keep your scores healthy even when faced with collection.Fri, 18 May 2012 20:25:32 GMThttp://money.msn.com/credit-rating/will-your-doctor-kill-your-credit-weston.aspxcredit-rating/http://money.msn.com/credit-rating/will-your-doctor-kill-your-credit-weston.aspxLiz Weston, MSN MoneySome seniors are fleeing big cities for the charms of the country. If that holds some appeal for you, here are some things you might want to consider.Fri, 18 May 2012 18:03:13 GMThttp://money.msn.com/retirement-plan/option-for-retirees-going-rural-usnews.aspxretirement-plan/http://money.msn.com/retirement-plan/option-for-retirees-going-rural-usnews.aspxRachel Koning Beals, U.S. News & World ReportIn the current pullback, we're starting to see a phenomenon at work that keeps even good stocks in retreat -- and invites investors to buy high and sell low.Fri, 18 May 2012 15:10:00 GMThttp://money.msn.com/investing/the-new-threat-to-your-portfolio-jubak.aspxinvesting/http://money.msn.com/investing/the-new-threat-to-your-portfolio-jubak.aspxJim JubakIf you need to cover emergency expenses or want to make an investment in the future, you may be able to use your retirement savings early without paying penalties.Thu, 17 May 2012 18:07:17 GMThttp://money.msn.com/retirement/6-ways-to-use-your-ira-now-bankrate.aspxretirement/http://money.msn.com/retirement/6-ways-to-use-your-ira-now-bankrate.aspxShelly K. Schwartz, Bankrate.comThey are among the most important numbers in your financial life, so you should try to keep them near their peak. Here are some good habits for doing just that.Thu, 17 May 2012 14:15:00 GMThttp://money.msn.com/credit-rating/6-rules-for-higher-credit-scores-usnews.aspxcredit-rating/http://money.msn.com/credit-rating/6-rules-for-higher-credit-scores-usnews.aspxDaniel Bortz, U.S. News & World ReportWondering how to pay for your next checkup? If you’re one of the many Americans living without health insurance, there may be more options for you than you know. Wed, 16 May 2012 20:04:31 GMThttp://money.msn.com/health-and-life-insurance/survival-guide-for-the-uninsured-weston.aspxhealth-and-life-insurance/http://money.msn.com/health-and-life-insurance/survival-guide-for-the-uninsured-weston.aspxLiz Weston, MSN MoneyThe IPO will be huge; the company has an impressive reach. But what does it say when our hottest business wins because young adults are stuck on couches?Wed, 16 May 2012 15:10:53 GMThttp://money.msn.com/investing/what-i-do-not-like-about-facebook-mirhaydari.aspxinvesting/http://money.msn.com/investing/what-i-do-not-like-about-facebook-mirhaydari.aspxAnthony Mirhaydari, MSN Money