10 ways to turbocharge your 401k

Stocks are the driver of the kind of returns you'll need to meet your retirement goals. These ideas can help you decide where to allocate your investment dollars.

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38Comments
Apr 16, 2013 7:08PM
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The only thing you didn't recommend is bonds which everyone agrees are on a bubble.  If you recommend everything, when the decade is over, naturally you can claim success because something in this multitude of winners is bound to have gone up.   Where's the secret?"
Apr 17, 2013 8:36AM
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What a worthless article. I hope this guy isn't getting paid.
Apr 17, 2013 6:26AM
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It's hard to believe anything you read anymore.  It's hard to invest when daily expenses are draining the barrel.
Apr 17, 2013 12:14PM
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Wothless article... it basically says invest in everything

Apr 17, 2013 12:08AM
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invest in everything... almost as bad as the all food is getting more expensive infographic.
Apr 16, 2013 11:17PM
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Invest, invest, invest.  How much is Wall St. paying you to write this article?
Apr 17, 2013 2:08PM
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Why would anyone bother to write this garbage? Shame on the editor for publishing this...
Apr 17, 2013 2:17PM
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What worthless drivel, what kind of fools do you take the general public for?
Apr 17, 2013 12:53PM
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Agree with some previous statements: What a wasted space of an article. 

 

Going by the title, I was hoping to find some secret, from an expert to help make me feel better about what  I am doing with the 401K or suggest ideas to improve it.  Instead,  all I want to do now is drain it, pay the fees and taxes, quit participating in it and bury the proceeds in the backyard right along with my future. 

Would like to know what affiliation this joker has with the blood sucking Wall Street vampires who have drained every drop of life out of the common, hardworking American

Apr 17, 2013 7:55AM
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If you don't buy low and sell high you're doomed as dollar cost averaging won't save you. Buy dividend paying stocks as these respect and provide additional returns for their shareholders. Have the dividends paid to cash and buy more of a stock that is priced low in relation to its earnings and value. Always stay on top of recent news and financial highlights of each of your investments. Be aware of trends and innovations in the marketplace and who's making it happen. Buy what you know. And remember, past results are no indication of future earnings.
Apr 20, 2013 2:56PM
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What a Jerk!!! Anyone can claim the same strategy as this idiot wants us to do.

 

 This is so typical of Wall Street analyst especially the ones on CNBC, ie Maria Barteroma. They do not know what they are talking about and will make claims when the market goes down that it is the result of something they hear after the fact and has no real bearing on the market.

 

To bad the public can't stop these idiots from preying off of those who just don't know better.

Apr 17, 2013 1:48PM
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Most 401K company plans are run by insurance companies with one thing in mind, rip you off any way they can. Poor investment choices that have expense ratios and fees 3 to 4 times higher than if you were investing yourself on the open market. Employers don't match as well as in years past and are not looking out for the employees interest. It's just another way that employers are passing on their costs onto the backs of the employees. Middle class is attacked from all sides, at 59-1/2 will get out and roll over to IRA.
Apr 20, 2013 2:42PM
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What  waste of 30 seconds.....back to my free porn.  Probably should mention something about contributions in this article as future reference deepsheet!
Apr 17, 2013 12:20PM
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So suck lemons and hope for the best then?  My 401k plan involves finding an employer than matches every dime I put in and putting in every dime I can.  It's worked well for over twenty years now.
Apr 17, 2013 9:04AM
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Like previous comments already said you definitely used the I have to be right if I recommend everything approach....   I would give you a big thumbs up on US any CAP Value stocks... we invest mainly in ETFs that  are value funds.  I think suggesting emerging  and foreign markets is again only a reasonable suggestion if you do it through ETFs that broaden the risk and again I would agree with the Value funds in those  cases too.... also why no suggestions of actual funds in 8 of the 10  That is what we come here for...
Apr 19, 2013 9:46PM
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In other words, invest in everything and anything.  Good advice.
May 7, 2013 5:06PM
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#11:  Get out now before brokerage fees and true gross inflation eats your "investment" alive, as true gross inflation hasn't been reported truthfully ever since 1974 when the rising costs of food and fuel were removed from figuring the Consumer Price Index.   It would be far better to use your 401K to pay-off current debt than to have its value fall by more than its return in constant value. 

If you have any of your investment left after paying-off your debt might I suggest buying an out of the way piece of farmland with access to fresh water, which will become far more valuable than having money in any bank if urban sustainability becomes compromised, as the last place that you will want to get caught is any urban area that runs substantially out of food and fuel. 

Do you know the main reason to have an investment account is to make your broker some money before another huge bubble bursts and your investment becomes worth less than the cost of the paper that your statement is printed-on! 

May 7, 2013 7:30PM
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well...let's see...DON'T invest in midcap funds and DON'T invest in international small cap funds...got it.
May 22, 2013 12:58PM
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Actually, this is not bad advice, and if you look at it closely, they are not saying invest in everything. If you familiarize yourself with the classes of stocks, there are many more choices than were specified here. I re-aligned my 401K in 2003 from mostly large cap stocks to a mixture of the classes that are recommended here. The only one I invested in that is missing from this list is precious metals (for good reason, since it has been a dog over the last 18 months).  My 401K is now 3 times what it was in 2003, and continues to climb on this latest rally.  I believe however, that this advice may not be too timely, since the past performance of these classes of investments may not continue to provide the returns they have over the past 10 years.

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