5 funds to spoil your nest egg

To: 158KL's comment.

You may have a point on your comment. However if you are to question who the **** is this guy? Shouldn't you clarify who the **** are you?

Did the author even bother to investigate the funds here?

"...you are paying fees twice -- once to Vanguard directly and once to the providers of the other funds in Diversified Equity."?

100% of the funds in this fund are VANGUARD funds. You are just paying once. And like always, Vanguard is the market leader in the lowest load prices of any fund.

Fund fee of 0.40%? Yep that is going to break you.

Especially compared with other similar funds of 1% and higher... maybe that is what InvestorPlace wants you to buy instead? Goes to show that free investment advice is worth what you paid for it. I feel sorry for the people paying these "so called experts" for advice that probably steer their hard earned cash into the pockets of their cronies.

nice try. I wonder what else was made up in this article, and not researched?

Yes, I am a Vangaurd customer. No I don't own VDEQX.

I have been invested in gold and silver since 1997!  I will listen to Doug Casey, Jim Cook, Theodore Butler, Jeff Clarke and the like any day before I will listen to those who  can not think outside the box.  The precious metals market will run its course in due time but the way this country is printing paper money (just i.o.u.'s) and the debt all other countries are in, this precious metals cycle is long from topping.  I have coin, bullion and stocks and could retire right now at the age of 54 because I followed the advice of those mentioned.  One thing I will be doing as my  retirement draws near is to invest in more dividend producing investments such as MLPs and so forth.  The one investment I will put a lot of money into for now (and already have some in) is GGN.  It is paying a 10.4% dividend and trading in a pretty narrow channel.  It will be a great investment while this cycle is running.  There is no time trap so if I feel the need to get out I can sell my shares at anytime.  Also Seadrill will be added along with others.  I will continue take possesion of precious metal bullion and coin.  If I am wrong, I still have something of value as it has been for thousands of years.  Fiat currency comes and goes!

Just my thoughts and actions!

JM

Why do people always associate Johnson Controls with the automotive industry? Only half of its business tracks the auto industry. The other half is an HVAC equipment and services company which correlates to housing demand and hot summers. If looking for an auto play why not buy a car manufacturer? Or if you are looking for buffer from any one brand then I think the 0.91% expense ratio isn't such a bad deal.

J

The secret to investing if there really is one, is to build a diversified portfolio of stocks over all asset classes (small, medium, & large).  Also include some foreign stocks either through a global or international fund unless you can hand pick them.

You also need other investments besides stocks that'll zig when stocks zag. These will cushion your portfolio of stocks when the market takes a hit. A small portion of it could be Gold, Bonds (government & corporate),  for the very knowledgeable, commodities (a fund or contract), and even real estate (REIT).

Another good idea is to rebalance your portfolio once a year selling some of you gainers and picking up some of your losers to re-establish whatever percentages you have assigned to equities, bonds, and other investments in your portfolio.

Buy low has worked well for me. I just checked my stock and bond portfolio; it has doubled since November 2008. I am not an expert at all. However, there is one dimension that many articles leave out and that is time. I could choose a time period where my portfolio has done badly. .

Currently I am buying more bonds, short to intermediate. This is because stocks have done well so I have more value in stocks as part as my overall portfolio. The ratio of bonds to stocks is based off of my age. 59% stocks, 33% bonds, 5% cash, 3% commodities.

Things are looking up. Keep optimistic and do what you can to be a productive citizen by creating value.

many mutual funds are nothing to brag about.most of them mirror the stock market.

so if the market goes down the mutual fund goes down.

 Also the mutual fund can go down when the market goes up,if the mutual fund doesn't have

the right stocks in it.Also many mutual funds have fees some over 5%.If ya make 5% a year,after fees your back at 0.

 I buy stocks that pay dividends ,i make 4-6% a year on the dividends.It works for me.