6 everyday hacks to save you money

You don't have to obsess over every penny in order to save money and develop sound financial habits.

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VIDEO ON MSN MONEY

162Comments
Jul 28, 2014 10:42AM
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Love the picture of the street sofa (#5). For the amount you'll pay an exterminator to get rid of whatever comes out of that thing and infests your house, you could buy a leather sectional.
Jul 18, 2014 7:29PM
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Yes, because I shop at Whole Foods, live alone in a 3500 foot McMansion, and switch cars every 5 years ... this is a great list of ways to "trick" myself into saving more money.

... why do I even click these lists anymore?  What planet do they think we're living on?

Jul 19, 2014 12:20AM
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I already do all that stuff and I HATE shopping at Walmart but I do it anyway.  Like I haven't thought about getting a roommate but that might be more trouble than it's worth.  I have a 1999 vehicle because I don't want to spend money on another vehicle but I really need to have one that gets more than 17 mpg!!  This article is geared toward people that handle money irresponsibly. I guess I can't squeeze anymore blood out of this turnip.

Jul 27, 2014 2:42AM
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Taking home dirty old furniture (especially the upholstered kind) from the side of the road isn't a good way to save money.  In many cities in the US, bedbugs are making a comeback.  The cost to get rid of them can be thousands of dollars, and it's a miserable chore, too. 

I know of several people who found bedbugs in their upscale hotel rooms, so it's not hard to imagine how they're spread.

Find another way to save money.

Jul 26, 2014 9:03AM
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These obvious little pieces of advice are not actually hacks but the writers of the article are.
And by the way,  why did MSN cut out the comments boards on hard news?  Typical  behavior by MSN.  You report spun 'news'  and cut off all discussion.  That's a Communist dictatorial ploy you know.
Hello,  Yahoo?  I'll be over in a few minutes.

Jul 21, 2014 8:07AM
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Here's an idea for everyone.

Pay in cash, and only use plastic for emergencies. Draw only a certain amount out of an ATM once each week, and you'll better appreciate what you're spending and likely adopt a more frugal lifestyle.

Also why is MSN removing the ability to comment on the important stories? That was the only reason I removed adblocker for this website.

Jul 18, 2014 8:21PM
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Many years ago a friend of mine worked in a grocery store, and I remember him telling how much faster the canned veggies went when they were marked : 4 for 99 cents instead of the normal price of 25 cents a can !  I guess we were suckered even way back then !



Jul 21, 2014 7:59AM
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All this advice is what most people already know and if they don't is because they don't want to. My parents were already teaching my siblings and I these methods. This is old advice.
Jul 26, 2014 11:56PM
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Seriously, these are supposed to be "everyday hacks"?  When I read "hacks" I assumed this was going to be a list of easy ways to save money that people may overlook.  Getting a roommate and buying a cheaper car do not fall into this category, nor do most of the other things on this list.  Sorry MSN, but I don't think your title means what you think it does.  
Jul 28, 2014 8:16PM
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A room mate will cost you more than it is worth. Somebody is always the "user," while the other person becomes the "usee." 

Opt for a studio instead of a two-bedroom and skip the room mate and you'll come out ahead every time.
Jul 26, 2014 11:24AM
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The only hack is the so called "author" of this article. What a hack !
Jul 28, 2014 6:20PM
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I suppose one could save a few bucks with some of these suggestions but I draw the line at used couches and other household goods.  The chance of ending up with bedbugs or other pests could cost you more than the cost of a new item.  Also, since I boycott Walmart I would rather use coupons and shop sale items in grocery stores than give the Walton family any of my money.  As for the rounding up of what you spend I do that with my checking account by rounding up the checks I write or items I purchase on my debit card to a higher amount in my check register and save by leaving those few cents in my account without the help of the bank.  Since I keep a healthy bank balance there is no danger of being overdrawn and checking my statement regularly assures my checking account is in order without worrying about balancing the statement to the penny each month.  I save in many other ways by doing much of my own work around my condo rather than paying someone else to do it including minor plumbing and household repairs.  I sew my own curtains and make my own clothing repairs avoiding charges for those items.  I hand wash silk clothing, launder and iron cotton and linen and avoid costs of dry cleaning.  My skills learned from parents who were products of the depression have served me well.  I taught these same skills to my children and they continue to benefit from these simple ways to save money.
Jul 18, 2014 10:53PM
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A new car is fine if you only purchase one every 15 years.  Besides I don't want someone else's problem.  If I get a twenty dollar bill I put it in the bank, I only allow myself to keep 1's, 5's and 10's.  I do shop at Whole foods and never at Walmart.  The food is better and I figure I spend more, but I save on medical bills, because of the better quality of food (esp. Organic).   You can also care for  your elderly parents, that would save 70K a year.  How about not getting a Starbucks every day?
Jul 21, 2014 11:05PM
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I have to disagree with rewards programs. Think about it. If card issuers lost money, would they offer rewards programs? No.

Now you might think you are too smart or careful and won't get caught paying outrageous interest charges. Only some other jerk will. But it is a dangerous mindset.

Telling the masses to embrace these programs is bad advice.
Jul 28, 2014 4:56PM
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 Buying a used car isn't always a great idea, it's very possible that you may buy yourself a bucket of misery. Not all used cars are equal, there are flood cars or cars that have been wrecked or abused that may burn way more money that a new basic car.
Jul 21, 2014 10:02AM
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That works great when it comes to politics at election time. They trick you into voting for them because they will save you money. Then they propose a 5 % increase for god knows what but settle on a 2.5 % increase instead and proceed to claim that they "saved " you 50% for whatever it was. Strange but don't you lower a expense in order to save and not increase it ?
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If you keep your auto longer than 10 years its value is only to you. Many people  drive less than 5000 miles a year. In ten years the car has 50,000 miles on it and if taken care of will last another 10. Taking care of your car is more important than its being used or new
Jul 21, 2014 11:50AM
Jul 28, 2014 9:27PM
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So, you are promoting Walmart as a means to cut back on your spending, when in reality each store costs a community hundreds of thousands each years in tax loopholes, running other business' out and by paying their workers such low wages that most qualify for Federal aid and food stamps.....nauseating to say the least......
Jul 28, 2014 6:32AM
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The Government should do this as well # 1 priority to save money...STOP SPENDING.
The whole country is filled with people that have buyers remorse...just stop it.

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