How pinching pennies can save thousands

'Every little bit helps' is a cliché because it's true. Here's how to trim your expenses and save money.

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Apr 18, 2014 3:22AM
GEEEEE.....tell our government that pinching pennies can really add up (most citizens already know that)
Apr 23, 2014 5:00PM
I'm pinching pennies and yet the welfare trash get to buy whatever they want in the grocery store, get their rent, utilities, cable and "free" phones!
Apr 18, 2014 8:30AM
As a natural-born tightwad, I practice many of these suggestions.  My computer and related peripherals are on a power strip that I shut off when I am finished with the computer.  My water heater is set just above the water temperature I can stand on full hot water.  My outdoor lighting is all on timers or solar sensors.  However, some of these suggestions are not really practical.  For example, shutting down the power to many TVs and cable or satellite boxes will force them to re-program themselves when the power is restored, and this can be quite time consuming.
Apr 18, 2014 12:14PM
It's always been about pinching pennies and it takes a lifetime.   Savings do not happen over night.
Apr 18, 2014 2:43AM

I don't know why people throw Pennies everywhere like garbage. I always pick them up. According to Hindus, Goddess of Wealth is Lakshmi. Its an insult to her if money is thrown around in streets etc.

Post Office will break ur dollar if ur short of a Penny. That's how important a Penny is.

Apr 18, 2014 11:22AM
I just wish our giovernment would act responsibly with our money. learn lessons from what the people and businesses have to do to get by . but alas they dont understand as it is not their money they spend it is ours and they really dont care what things cost or where they waste our money
Apr 19, 2014 11:28AM
As children of the Great Depression and adults during WWII, my parents pinched pennies because living was so tenuous.  After WWII, my father's work was cyclical as he worked in defense.  Federal contracts came and went during his working life and layoffs were always a possibility when contracts ended.  There was always an emergency fund in our household for when a layoff came.  However, my father also invested a portion of those pinched pennies through the years in the stock market and, by the time retirement rolled along, there was quite a tidy little nest egg for my parents to retire on.  Yes, pinching pennies adds up.  But, in the end, it is how you invest the pennies that matters.       
Apr 17, 2014 9:23PM
If a person is careful and wise with their purchases and habits, it is possible to make a $40,000 income spend like a $100,000 income; and vice versa.
Apr 18, 2014 10:40AM
I've quit shopping at retail stores. I only shop for clothes/household items at thrift stores and yard sales.
Apr 23, 2014 5:43PM
I like my TV antenna. Over 30 hi def channels and saving over $900.00 a year!
Don't have a smart phone. Don't know what they cost, but bet I'm saving a lot of money!
Just call me the Fred Flintstone of the 21st century!! I won't mind, because the jingle in my pocket is too loud to hear anything else!!  LOL

Apr 18, 2014 2:33AM
While not available to everyone, a home veggie garden or even a container size garden can also save + remind one on how much tastier home grown is vs what is grown commercially and harvested early.
Apr 23, 2014 7:28PM
I have a Magic Jack phone.  Initial outlay about 40.00.  Costs about 30.00 a year.  I make phone calls thru my computer.  I also have a cheap prepaid cell phone.  Costs about $20.00 every few months.  I have basic cable and internet for 35.00 a month.  This all saves me a lot of money, believe me.  So I have a "dumb" phone - who cares?
Apr 18, 2014 2:17AM

One thing that the article doesn't mention is what city services provides for their residents at low or no cost.

My city has a gigantic wood mulch pile with free access to haul as much garden mulch one desires.

Another nearby city has a tree and yard waste recycling facility. One pays a nominal fee for bringing trees, brush and yard waste in and in return offers low cost compost and firewood much cheaper than lawn and garden centers.

Apr 24, 2014 6:37PM
Anybody applying for welfare, food stamps, etc., should have to take a drug test.  Furthermore, illegal immigrants should not qualify for assistance as well as free college educations (California) and flagrant use of our emergency rooms.  Immigrants from the early 1900's learned the language, sought work, or started their own business (as my grandfather did when he stowed away on a ship from Poland at 15, and by 19 he had his own store in Detroit).  It's called discipline, hard-work, and guts!
Apr 18, 2014 2:04AM
Yep, having an irrigation meter last year during our dry weather would have saved me a bundle. Water/cubic foot is cheap, the sewer fees were the killer. Now, the hard part is paying the city for buying the meter and the plumber to install.
Apr 21, 2014 7:47PM
Make a lunch and take it to work, that can save a lot of money over a year and can be healthier to.

Be careful about turning down the water heater to far, legionella loves to multiply in water below 140F, any money you might save can quickly be swallowed by medical bills. You can save hot water by installing low flow shower heads and washing whatever you can in cold water.
Apr 21, 2014 1:31PM
Always pick up pennies on the street.  Walking in the neighborhood a couple of weeks ago,  I found a $20 and two $!.  I met a neighbor a year ago who metal detects in the local parks and schools and has found all kinds of change, just like KG and Ringy on Diggers on the Discovery Channel.  Unfortunately, he did not get quite as excited as the two TV performers do on their weekly show!
Apr 18, 2014 11:06AM
I don't know about pinching pennies, but I do try to pinch my Republic Credits. But when I visit the Outer Rim, I find it hard to do. Every thing cost too much there.
Apr 17, 2014 7:24PM

Pinching pennies will never make up for the increase in your Health Insurance Costs!!!


(Even though Hussein Obama promised that his new law would save people an average of $2500/year)


I guess Bozo thinks that an increase of $2500 is a "savings".

Apr 21, 2014 11:00AM
Good idea, but few ever do it.  If they did we wouldn't be in debt up to our ears.....
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