VIDEO ON MSN MONEY
Here's my favorite one --
"If a person with 37 years to go until retirement increases her savings contribution by just an extra $50 each month, she could ultimately save another $105,000 (assuming a 7 percent annual growth rate) by the time she retires."
Who the heck is getting 7% on their savings??
1 - Stop spending at will.
2 - use a shopping list.
3 - don't buy on impulse.
4 - don't charge every day items, i.e. clothes, sundries, etc.
5 - curb partying (movies, eating out)
the rest ??? COMMON SENSE!!!!
Grow a spine, live like there will ever be a reason to honestly have any personal pride, stop expecting that there is a nation of faceless, high income citizens out there just poised waiting to take the place of your mommy and daddy by financially saving you from your life of retarded decisions!
Please tell me something new, this is old stuff, how about just plain stop spending money you don't have. There that's a tough one to get. CORAVETTE
You first need money in order to have a "bad money habit", just like you first need money in order to save it. Believe me, if people had money they would pay their bills, it's not a matter of people being lazy, it's about not being compensated enough!
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Cheap LED light bulbs cost more upfront -- between $8 to $10 apiece -- but begin to pay off within 18 months.