How to save by stretching your comfort level

Pushing the limits of what you consider normal could save you money.

 of 8
 of 8

VIDEO ON MSN MONEY

72Comments
Jul 30, 2014 1:49AM
avatar
Most of these suggestions only work if you are young and single, with no commitments beyond a goldfish.
Aug 10, 2014 3:29PM
avatar
How about disconnecting from the internet and or your cell phones...and skip those expensive tattoos that will be regretted.  If you can't afford to buy groceries...please don't have more kids they deserve more than poverty. 
Aug 8, 2014 11:44AM
avatar
The ONLY good information here is to actively use coupons wherever you shop.  Just make sure you really need the items your purchasing and not just trying to use the coupons. 
Jul 30, 2014 8:32AM
avatar
Where are the tips for reducing the taxes that you pay and the members of the dependency class you have to support?
Aug 8, 2014 11:42AM
avatar
my electric bill was 189.00  I started unplugging everything I could flipping breakers like my dryer range ..saved in the past 3 months ive saved a  100.00 dollars electric bill is now 112.00 dollars .... try it
Aug 10, 2014 4:16PM
avatar
Our government wants us all to tighten our belts and cut costs, eat more rice, drink water, walk to work, so we can pay more taxes. its time to march on washington and throw rocks at the windows, so who's in???
Aug 10, 2014 6:30PM
avatar
I get my hair cut at a local barber college for $4.  How about unplugging unused devices in your apt/living space.Also I brought a Prius.  I commute 22 miles back and forth to work and it saves me gas in the long run. Also I shop at Goodwill and savers for clothes. Huge savings!!  Use Gasbuddy.com to get cheapiest gas prices. And don't buy name brands. Buy generic. Somebody is paying for those TV commercials. And its..You!! And here in Phx, AZ we have the $dollar movies or just rent everything from redbox!! Who cares if the movies are a few months old. Get rid of cable TV. We did.. and do not miss it at all. Use a simple trac phone. Its so much cheaper. And lastly, buy your own water filter. To hell with bottled water. Ohhh and sorry people, some people should not have kids. They are expensive. My wife and I are the King and Queen of cheep. We have an 1500 sq ft home here in AZ. We pay 400 a month. Don't eat..the yellow snow. You can be frugal and still live good. But you gotta use some..common sense!!!
Aug 10, 2014 3:52PM
avatar
Dumb article.  Coupons make you want to buy things.  Bad haircuts will repel people and good jobs.  Couch surfing will only make your chiropractor rich.  Bicycling will raise your risk of being hit by a car.  Outdoor exercising will increase your risk of being mugged or raped.  If you have no spare rooms, where are you going to put your roommate?  Living in a bad area will increase your insurance rates as well as your exposure to crime.  My suggestion for saving money is to buy very few things, live in a small space, and pay off a mortgage as soon as possible so that living expenses are no longer incurred.
Aug 10, 2014 5:20PM
avatar
Roomate can suck and be inconsiderate, also not energy consicous
Aug 10, 2014 6:41PM
avatar
Get a ROKU or similar box and stream NetFlix and/or other free channels.  NO commercials!!!  Its worth it just for that.  Do you really need 3GB of data for you phone as well as your internet service?  Do you have to watch movies on the 2 inch screen, have to play video games and go onto facebook etc 24/7????  Pause, look at the world around you, notice the play of light and shadow, color, the sounds, the sense of your own breath, birds, insects, the world is endlessly magical and interesting--its the best 'entertainment' there is.
Aug 10, 2014 4:33PM
avatar

We now regularly skip buying groceries it became such a habit before we realized we had no choice but to give up the house in order to survive.

We don't buy the brands the coupons support, either.

Saves a ton of money avoiding the name brands, even without coupons.


Although, today, there was actually a coupon available for something we do regularly buy and that was a nice treat...took the grocery bill down to under $95, this week, even skipping buying groceries for the last two weeks.


I'm actually glad my little family is descending back in to the ranks of the more poor (don't worry, we don't qualify for any of the begrudgingly bequeathed monies from the programs designed to help promote the general welfare in a country that cannot be bothered to supply its workers with a living wage, but I do hope 2014 is the last year our income keeps dropping), we are healthier without all that extra crap food...grains are down to a minimum, beef and pork are off the menu but for very rare occasions...much of the dairy has been eliminated from our regular diet and we are healthier than ever! Just because one is on the poorer side does not mean one has to eat crap food or even grow a garden, and that is what I have proven to myself.

Aug 10, 2014 5:59PM
avatar
I've never had a roommate, but it must be difficult finding someone compatible. There's the trust factor, who will they bring home, what's happening when you're not there, you need to sleep while they're entertaining..... These are real potential problems and the risk makes me nervous. What's the best way to find the right roommate?

I'd definitely bike if I could; already exercise for free; rare coupons for what I normally use; I just cut down cable to the lowest level.

Remember to give thrift stores a try. Be careful about cheap food. If you pay more for wholesome foods you are investing in preventative care.

Aug 10, 2014 6:29PM
avatar
Are these suggestions for real? Obviously the author doesn't have a clue about how to really cut costs.
Aug 10, 2014 4:33PM
avatar
Why not simply establish what you feel is a comfortable yet modest standard of living.  Define the true cost of that life style [Budget].  Then dedicate the your time to learning new languages, new skills, a new trade that will allow you to bring in extra cash. Use part of that extra cash for savings and investing in low risk investments.  Heck, you can even start a small business which runs itself. Simply be creative.... as your nest egg grows, you can upgrade your living standards if necessary [i.e. marriage, kids, etc].

Some people don't understand that we must keep growing [Each year] both professionally and personally.  Technology makes all of this all the more feasible for most. 

How to Budget Your Money With the 50/20/30 Guideline

http://www.learnvest.com/knowledge-center/your-ultimate-budget-guideline-the-502030-rule/

Aug 10, 2014 8:35PM
avatar
why is msn trying to convince us to accept a crappy economy?  why don't these writers cover the poor economic policies coming from the white house and the congress?  why isn't the president and congress being put on blast constantly?  after all, the two responsibilities of government are to protect the people and to build economy.   right now our government is busy starting conflicts and dragging down our economy.  I don't think msn is capable of producing an article worth anything.
Aug 10, 2014 7:04PM
avatar

I match prices on all meat that I buy at the grocery store. I also buy generics. I know that I save a ton of money in doing so. I also use a prepaid cell carrier, Page Plus, which is a lot cheaper than a contract plan. When trying to save money, you must shop around and do things the smart way! One more thing, don't try to keep up with the Jones'. The Jones' likely are in debt up t

o their eyeballs!!

Jul 30, 2014 10:28AM
avatar
Protip # 9 - you can cut your laundry bill in half by wearing your underwear a second time (inside out of course),  at least as long as smelling like a$$ doesn't send you outside your comfort level.
Aug 10, 2014 10:10PM
avatar
Why do WE have to do all the cutting back?  If they'd leave us any damn money from our paychecks and stop raising everything else so sky high, we wouldn't HAVE to dry up and blow away just to survive.

Where are all the cut backs in corporate America and the government?  Huh?  Big banks...Fannie Mae and Freddie Mac are right back doing what they do best.  Embezzling from their customers.  Oh hell yea.  Let's all do without so all those JA's can all go to Dubai on our dime! 
Aug 10, 2014 10:09PM
avatar
some I already do...my own hair and some couponing (certainly not embarrassed!) but I don't want a room mate and I'm certainly not sleeping on some stranger's couch!  Or in their "guest room"  let's be real
Aug 10, 2014 9:14PM
avatar
Where do you get coupons to save on fresh produce? Where can I get any coupons for healthy, generic food? I can't afford to buy a local paper and rarely ever see a  coupon. The ones I find online never are for anything I would eat anyway.
Report
Please help us to maintain a healthy and vibrant community by reporting any illegal or inappropriate behavior. If you believe a message violates theCode of Conductplease use this form to notify the moderators. They will investigate your report and take appropriate action. If necessary, they report all illegal activity to the proper authorities.
Categories
100 character limit
Are you sure you want to delete this comment?

DATA PROVIDERS

Copyright © 2014 Microsoft. All rights reserved.

Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.