Money smart: Your 2013 guide if . . .

You already know the year is going to bring changes -- perhaps a new baby, graduation, retirement or some other milestone. Here's how they’re likely to affect your finances.

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Jan 1, 2013 3:53PM

What I want to know is if everyone is so dissatisfied with how the economy ofthis country is, how in the world did we relect the President and all the idiots in Congress and the Senate that are doing nothing about it. We should have fired any incumbent and let someone new have a chance. Until we start doing this nothing is going to change. We, the people, must get the power back by getting rid of the crooks who run our government.


Dec 28, 2012 2:18PM
Wow... you people need to get your head out of the clouds! Do you have ANY idea how many families can afford a brand new baby AND put away $400 a month for their college? Especially if you're still paying for YOUR college. 

You should really keep your goals and advice realistic for the families in this financial climate. 
Dec 19, 2012 11:14PM
You forgot 55 years old and laid-off just in time for Christmas.
Jan 1, 2013 4:48PM
Sales tax, Property tax, Federal Income tax,  State Income tax, Social Security tax, Obama care tax, a few other taxes thrown in for good measure and the poor kid making $40K a year has about $25K in disposable income. $2K a month.  Pay rent, buy food, pay utilities, fill the gas tank, buy clothes, pay insurance, make car and insurance payments, pay student aint got squat to invest!! Figure out how to get the government out of our pockets.  Then lets talk about investments.
Jan 1, 2013 2:04PM
This article is really far me a college grad right out of school making $30K that can afford to put $200 a month away when they are paying soaring rent and health insurance premiums, and of course student loan dept. Saving for retirement is essential but lets be realistic in this current economic climate MSN.
Jan 1, 2013 1:52PM
Dec 19, 2012 2:20PM

Starting college- Taking on debt

Graduating college- swamped in debt

Land first job- low paying part time, can't pay off debt

Having baby- no insurance, have to pay rent

Buying new home-  can't qualify, too much debt

Starting a business-  not enough capitol, can't get a loan or grant, too much college debt

Want to retire-  Too little savings and too much debt, no interst on savings,  higher taxes on dividends


Obama's great economic model.  Isn't it great how the next generation has so many programs to help them along!


Jan 2, 2013 1:48PM
Well before to have a judgment for the current administration From Mr. Obama. please take a look back to Bush Administration, they leave a disaster on the economy  like a "Hot potato" and that's will not easy to fix.  (6 years are not enough)
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