Matches my checklist, put into another article comment last year, fairly closely

1. Save starting early - check

2. Save a material and ever increasing amount of my income - check

3. Save an emergency fund - check

4. Save an additional already taxed amount - check

5. Maintain life, health and property insurance - check

6. Carry no revolving debt - check

7. Pay off mortgage - this year (update..check - now paid off!)

8. Save monthly what would have been the house payment - start next year

...let it all simmer and tenderize for 9-12 years

9. Breathe deep, work my last day - and let the stress and tension melt away

10. Enjoy a hot steaming cup of coffee while watching birds going about their busy sunrise activities. Listen to the echo of a small boat puttering across the lake. Get some night crawlers, drop anchor, and give the owner of that puttering boat a run for his money...the lawn, my new boss these days, can wait.

Looking forward to it..