10 things to know about Social Security

Familiarize yourself with strategies that can help maximize benefits or protect loved ones in the event of your death.

 of 12
 of 12

VIDEO ON MSN MONEY

385Comments
Nov 19, 2012 9:03AM
avatar
politicians are like crack heads they just cant piss it away fast enough if its available.they constantly want to raid the retirement funds here in ny the common fund as well as police and fire.they now are complaining about insolvency and have revamped the system to pay lower benefits.the constition of ny does not allow this but if it did it would not be a retirement fund it would be a politicians check book for pet projects and friends
Nov 19, 2012 2:47AM
avatar
The problem is the uneducated voters who allowed themselves to be counted with the minorities and latinos supporting the democratic party.  I feel pity for all those who don't think enough of themselves to help our country and its children have a safe and secure future.  You deserve what you got.   Democrats have turned my country into a ghetto, it's not surprising what they choose to run it.
Nov 18, 2012 11:12PM
avatar
Social security has worked as planned and has a surplus of 2.7 trillion, It makes a good supplement to a retirement acount or other investment. Polititians who want to steal from the fund or make cuts in beneifits will see their poltical careers end in shame and disgrace.
Nov 18, 2012 10:49PM
avatar
'Our' govt (yea, right) takes money from our wages, spends it, and doesnt give us the option on how to save/invest it. To what end ? Control. I believe that's extortion ?  The argument should not be how the govt should or shouldn't run the damn Soc Sec program (remember, its OUR $), the point is, the program shouldn't exist at all!
Nov 18, 2012 10:29PM
avatar
Just so you know, If you are under 45 there wont be anything or you. So, stop worrying about it and suck it up. Bill Clinton, the first black president, used social security to make it look like he had a surplus. Not only a pervert but able to run a good ponsy scheme, 2 for 1 lol. I wonder why he was never prosecuted for that murder.....Ohh!
Nov 18, 2012 10:10PM
avatar
the money paid in has been stolen by our politicians. If a private company did this, there would be people behind bars.Its like the gasoline tax,its suppose to fund interstate highways and bridges,LOL,instead its funding TSA security and 40 catapillar dozers to Iran.
Nov 18, 2012 10:10PM
avatar
I quit working at shoprite and now I make $35h - $80h...how? I'm working online! My work didn't exactly make me happy so I decided to take a chance on something new… after 4 years it was so hard to quit my day job but now I couldn't be happier. Heres what I do, http://bit.do/DEx
Nov 18, 2012 10:05PM
avatar
Social Security rules are not correct. You do not need 40 credits at all. I know people that have disabilities that have 0 credits and are collecting social security benefits.
Nov 18, 2012 10:03PM
avatar

I first paid into "social security" when I was twelve in 1948.  I paid for fifty years, yet when I asked for a statement from the Social Security Administration in 1995, then again in 2010, I discovered that my account had gaping "holes" - long periods when I supposedly made no payments.  I now receive "benefits" on the basis of just about half of what I actually paid, the reasons being very clear from, records I have, and from matters that both U.S. Senators and congressmen and major news media know.  IRS knows, too, the reason being that in their own records - records which I have - they admit having created a second, falsified sociel security number with which to confuse the record and build a phony criminal case against me (an ex-wife from whom perjured testimony was extorted got caught in the collusion).

 

Wake up folks: this is just another example of a federal myth, one be used like a carrot in front of a donkey on a treadmill.  There is no truth, or honor, in your government.  They, like their current president will say anything ot keep you pacified while they steal you blind.  There is one way you will retire, and it entails rebellion.

 

In a state that has secede, you might live to collect social security.

 

And, by the way, if you are the average American with the average American's income, I paid more in income taxes than you will earn in your entire lives.  If you are one of those who pay absolutely nothing while continuing to recite liberalism's "fair share," mantra, stop kidding yourselves.  You don't mean anything like "fair"" you mean more - it's the only place you can think of to get your next handout.

Nov 18, 2012 9:24PM
avatar
You see...the entire gripe about policticians stealing from us is a red herring. The truth is that there shouldn't be ****gram because the govt doesn't know best how to spend (or 'save') YOUR money, YOU do. FDR introduced this program as a temporary measure to recover from the Depression. (Alas no tax is 'temporary'). Whether someone saves until retirement or not should NOT the govt's concern. The individual is responsible for his money, and success/failure is determined by the individual. Soc Sec is just a program of govt control and they have us where they want us - bickering how best to keep OUR money in the program. Meanwhile, OUR govt has spent us into oblivien and will never cut spending. Thus, eventually reducing the purchasing power of the $ to 0.
Nov 18, 2012 9:22PM
avatar
I know that this seems like a  no brainer, but the first thing that the experts should tell you is to first have everything paid off, house, auto, no credit card debt.  Then what ever you have saved can go to supplement your social security  If you own your home, there is always the possibility of a reverse mortgage.  I have seen people go into retirement somehow thinking that they can do it without being clear of all debt, and they cannot make it because taxes, insurance and utilities will have to be paid forever and they will never decrease, only increase. Don't count on working indefinitely unless you have your own business. Poor health, ageism or just the fact that there aren't enough jobs to go around can clobber that idea.
Nov 18, 2012 9:07PM
avatar
GET RID IF IT.  The sooner, the better. It is ALWAYS  better for the individual to control how they spend/save THEIR $. A concept included in LIBERTY....
Nov 18, 2012 9:04PM
avatar
All because of gutless politicians who do nothing about SSI for those who have worked all their lives, paid in, done everything right, and have little to get back. 
Nov 18, 2012 9:00PM
avatar
Its all our money damn it you ignorant people. Give it all to us now, so we can take it and blow it on anything we want ! Then at  retirement  we won't have a bucket to piss in.  Nice try Mitt  ! lmao
Nov 18, 2012 8:59PM
avatar
you can;t blame Obama Clinton almost had it payed off from Reagan big debt and then Bush JRs big debt two unfunded wars and tax breaks for the rich
Nov 18, 2012 8:51PM
avatar
I have paid in 40 years, and if i work another 10 to age 65, I can draw $2200 a month.  I work a hard physical job that I am yet to meet a person in my trade that ever worked, or could work to age 65.
Nov 18, 2012 8:50PM
avatar
SS is our money, not the governments. I payed in my employers have paid in.  Not uncle sam. 
Nov 18, 2012 8:48PM
avatar
IF obama was the America he claims he is, he would be fighting hard to fix SS. For all the retirees, veterans, workers, and the like.  What has he done for SS?  Taken away more money.
Nov 18, 2012 8:46PM
avatar
Evelyn, if that was true, congessmen could not draw SS< and trust me, retired ones do.  THose men  were recieving a pension, which was high enough to cancel out SS earnings. Remember you are limited to how much you can make while on SS until you are 72. Then you an make all you want.
Nov 18, 2012 8:44PM
avatar
yeah and the ''key number'' is how many republicans are in congress because the more there is the less your gonna get.
Report
Please help us to maintain a healthy and vibrant community by reporting any illegal or inappropriate behavior. If you believe a message violates theCode of Conductplease use this form to notify the moderators. They will investigate your report and take appropriate action. If necessary, they report all illegal activity to the proper authorities.
Categories
100 character limit
Are you sure you want to delete this comment?

DATA PROVIDERS

Copyright © 2014 Microsoft. All rights reserved.

Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.