VIDEO ON MSN MONEY
Why is it seemingly always assumed that retirees want HEAT?
Eight of your ten are in the South/Southeast with unbearable heat and humidity. Five of those picks are in Florida where the state bird is the mosquito.
The two remaining are in drier Arizona but the summers are hotter than a tin lizard!
If your criteria were true, there would be nobody older than 60 anywhere North of Amarillo.
so most of the people in this top ten list LIKE serious 95% humidity? or they stay inside and run the AC all day so it really doesn't matter WHERE they live?
or did these cities pay the right fee for a listing?
hurricane city really isn't for me. i'll stay west. more to do than just sit in sweat
oh yeah - MSN is new york city based. the center of the universe. and like Sinefield said "my parents retired and moved to florida because that's the law".
heaven forbid anyone move west!
This list assumes that everyone who retires is enamoured with hot weather. How about some places for those of us who don't like being steamed or baked?
Main reason to NOT retire in Florida? Everyone else will. I hate crowds.. I understand the criteria for choosing 5 of 10 Florida spots; but when I think Florida, I think hot, humid, sweaty and itchy. Ugh! BTW, I am retired, living in #10 Prescott AZ. Great, except for the heat in July and August.
Nights and mornings are still cool, even in those two months. Sales tax? Except for gasoline and food, I purchase everything over the net, trying to stay away from big chains that have storefronts in AZ., so as to avoid sales tax.
Kind of sad that Prescott made this list; because now more crowds will come to live here.
OH! wait. I just checked. we're full. Try Naples FL., I hear they have lots of openings.
A lot of Florida haters. Well that is not me , I love Florida-the beautiful white sandy beaches I miss so much. Snow is not my thing and if I get the chance to go to Florida again, I'm staying.
I can't see anybody wanting to settle down in the cold, miserable weather, but, different strokes for different folks, I guess. Because I am still 30 years away, I am focused on my savings, and I am determined not to be left uncomfortable in my golden years. I also am not moving to South Dakota just to survive. I want relaxing beach weather! Hawaii is my choice (or at least Florida or SoCal). Hopefully I take care of everything (savings-wise) so I don't have to live way up in frigid Montana when I retire.
After a thorough review earlier this year, these are the best tricks I found for putting away money, for my personal situation anyway.
1. I now max out my match for my 401K by putting away the maximum amount (5% for me) that my employer will pay into the plan as a match. It is free money and I was dumb not to do it before.
2. I found my biggest expense was driving. I cut that expense in half by buying a used Honda Civic ($13k), got a dirt cheap insurance policy from Insurance Panda ($25/month), and started using the Waze and GasBuddy apps to save on gas (cut my gas bill in half).
3. I'm working on developing multiple revenue streams. Some ideas I have - Do contract work. Start a business on the side. Invest in a business as a silent partner. Raise chickens, breed dogs or grow apples. Build websites. Buy and sell antiques. Acquire rental property. Sell something that generates residual income. Learn to play the currency markets or trade stocks. Basically do whatever I can to generate income from multiple sources.
4. I need life insurance to protect my 2 daughters, but I ditched a $300 a month whole life policy for a policy from LifeAnt and now I only spend $25 a month. I save the difference to my Roth IRA. If you are unfamiliar with this concept and want to learn more watch Suzey Orman or Dave Ramsey sometime.
5.I cut wayy back on eating out. I am having a year of putting away money hard, and food was a huge portion of my budget. I save about an extra $100 a week now easily, and eat healthier and better. Ditto if you spend a lot of money in bars.
If I plan on having a full savings account and retirement I have to make good decisions.
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