10 industries with the best retirement benefits

Most jobs offer retirement benefits, but some packages are better than others. Here are 10 fields that help you enjoy your golden years.

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Nov 12, 2013 10:04PM
Utilities are good for the people that will go above and beyond in duty, most demand a lot from their employee but give a lot in return........ only field that treats their at or below average employee better is government, there you can just sit around and wait for your next step raise. But of course the politician have the best of all, get the most of all and contribute nothing. All on our dime. 
Nov 13, 2013 9:39AM
Most if not all of these categories invest the accruing retirement benefits into investments that may or may not pay off when the time comes.
A lot of people depended on Enron,  and got nothing.
Many more people depended on United Airlines and also got nothing.
There are plenty more examples.
But at the time,  they looked good.
Never underestimate the kind of unforeseen and sneaky things that can happen when you let other people hold and manage your money.

Nov 12, 2013 9:20PM
Interesting no mention of Government Service.  Yes it might not be technically classed as an industry, but it seems to be the only thing this adminstration seems to be able to grow, except maybe for the welfare and food stamp roles.  There also might should be a mention of the lawyers, accountants, and compliance auditors that go along with the increase in the size of government that the taxpayer is paying for and who has very generous retirement benefits.  So we will be paying for them forever.
Nov 17, 2013 8:57AM

Those who want to blame Labor Unions are misinformed. Without our negoiations ,you rats and scabs wouldn't have cheese to eat.


Nov 13, 2013 9:51AM
Many if not most of the rust belt union shops had a company pension plan. Where I spent 34 years had a decent pension setup, along with 401K and eventual social security [I left at 55] it worked out pretty well. Company pensions are becoming rare. Indeed, the Fortune 500 corp. where I was employed sold their pension plan per hourly workers out a couple of years ago. Knowing that something was coming 'at the end of the road' was reassuring, and allowed a bit more spending over the years for decent cars, home, etc. rather than trying to amass a fortune in savings and investments to subsidize social security only. When I tell young people about the check I get monthly based on years of service most of them just look at me and say "what?"
Nov 17, 2013 9:40AM



Nov 17, 2013 8:58AM
To the comment on Federal Retirements.  Yes long ago Federal employees had a good retirement system but that ended with Ronald Regan.  Federal Workers have to save for retirement and deal with the financial robbers who gambled their savings away (banks and financial institutions).  These same fellows would like to gamble your social security away if youi don't wake up and  give each outher bonuses when they ruin the ecconomy once again.  I lost 1/3 of my retirement in the downturn after scrimping and saving for twenty years.  I'll be working another five to ten years because of that  and I'm not sure it will be enough, because of those crooks  Unions are the few people fighting for retirements.  Look around the world, Germany has the highest GPD, a 35 hour workweek and pensions.  If we are the richest country why don't we because the wealthy have STOLEN your money and can retire.  Helped by Congress and people who vote in people dems and repubs who only serve the righ by handing them over your hard earned money.  This is not the America I grew up in and not the America who is fair to all who live here.
Nov 17, 2013 6:54AM
My company offers an outstanding 401K match. If you're not putting in at least up to the match, you're losing substantial money each year. Some, though, still resist contributing. I fear the day that need to retire and can't. I worked with many older gentlemen like that early on in my career and learned from them. Watching people deteriorate right before your eyes because they can't afford to retire is very sad. 
Nov 15, 2013 10:05PM
So what.  It will all be gone tomorrow.  Greedy corporate leaders, pigs at the trough will ultimately pocket the rank and file's hard earned benefits and retirement security.  Same old, same old; no industry or occupation is immune.  Reorganizations, buy-outs, mergers, bankrupticies all amount to the legalized, government sanctioned raping an pillaging of workers who made these organizations as great as they were.
Nov 17, 2013 10:24AM
the backbone of america, small business. most offer no retirement benefits or health care, and the good manufacturing jobs that the unions fought to get benefits for are all gone to cheap chinese labor. the banking and insurance insurance industries are stealing any retirement i can save for along with a 33% tax on my weekly pay to take care of government welfare. be a good poor american die at 62!! we will call it the" good american act " since the "patriot act" is already taken for screwing Americans.
Nov 17, 2013 11:57AM

We can rant and rave about unions all day long, the bottom line is that because of unions I, after 37 years in it , I live comfortably on my pension, those days are gone , big corps.orations are richer than ever, while the middleclass is slowly disappearing, they want MORE! Not happy with billions, trillions is what they want, so , no benefits, (you have to provide your own) and the pay is the same, big corp wants the money they pay you, BACK!  The younger generation should contemplate, REGROUP, and fix things, so they too can retire later in the golden years and enjoy it! Every citizen should have the opportunity to live comfortably after decades' of hard work.


Nov 17, 2013 9:15AM
Praise the unions that negotiated bennies, which enable old people, with all their aches, to retire. I wonder if baggers cackle when they watch the scenes in movies where the rich men's hired thugs beat union organizers.
Nov 17, 2013 12:08PM
as usual they fail to mention the railroad industry.  first off, no it is not part of the federal government, it is a private industry which has a mix of 13 rail labor organizations as well as management.  I retired 3 years ago after 40 years service in the railroad engineering department.  I, and many of my coworkers, loved our careers.  I traveled the East Coast from Florida to the Canadian border.  My work was physically challenging and always outdoors.  It didn't matter what the conditions were, we worked.  We have our own retirement system, unemployment system, and sickness benefits.  Not one dime is paid into those systems by anyone outside of the rail industry, it is totally funded by railroad workers and railroad companies.  Our retirement system was began just about  the same year as Social Security, however, since 1980 railroad workers no longer pay into Social Security in addition to our own system.  Our spouses that have worked outside of the railroad industry have paid into Social Security of which they will not receive one dime in retirement funds.  They will, however, receive railroad spousal retirement funds which is far better than Social Security.   The same holds true with the retired railroad worker. I started working as a railroad worker when I was an 18 year old kid and for me it was a perfect fit.  I was drafted, and served our nation, in the early 70s and my job, with credited service months for the time I was in the military, was waiting for me when I got back.  In addition to being an active employee I was also a local union president for 35 of those 40 years.  I've addressed conferences and conventions anywhere from 10 people to 5000 railroad workers and by and large it was all the same, it was a great job with great benefits and we earned every dime of it.  It is an industry that I have said time and time again that many overlook for career opportunities.  I just wish those talking heads that tell what industries have the best benefits, pay the most, don't require college degrees (although I did get mine through many years of night school) and have potential for upward mobility would at least occasionally mention the railroad industry...
Nov 17, 2013 9:22AM
How did you miss Government Employee? The retirement benefits paid to congress members is absolutely OBSCENE, but this is about regular government workers. Most government employees can retire after 20 years. That means they spend more time in retirement, collecting my tax dollars, than they did working. Most of the money they are paid over their lifetime will come in the form of retirement benefits. No private business anywhere in the world could afford that. They would be bankrupt very quickly. But the government doesn't care about profitability or efficiency. Their money doesn't have to be earned and never stops coming.
Nov 16, 2013 2:01PM
Nov 13, 2013 1:06PM
#1  the  government...  the  government...   the  government.
Nov 17, 2013 11:19AM
This study is so seriously flawed I don't know where to start.  Industry-wide averages mean nothing when the range of differences can be like night and day. Anything less than several dollars an hour whether a pension or matching individual contribution plan is a joke.  Utilities are not nearly that high on average but if you wanted to talk about unions you should have included the building trades, coal miners and railroads where any good retirement plan has more than one source of income.
Nov 17, 2013 10:12AM
Better do a little better research. I work in the medical field, and there is no retirement for me, except for what I save.  No health benefits for when I retire either, that is, if I ever get to retire. Would like to know where you got your information from. I would like to be working at that hospital that has a retirement plan. What a waste of the printed word!!!
Nov 17, 2013 11:34AM
The Number 1 is Government.... of course MSN is in bed with them no surprise not mentioned... no#2 would be News Media! 
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