7 signs you shouldn't retire now

My wife and I both retired early....if you wait until everything is perfect, you'll never retire. We make more money now after retirement than before. We have no debt...our home is paid for..don't use credit except for vacations. You can have an interesting retirement without spending a ton of money. Our income is social security and two small pensions.We are not rich, but shop at flea markets, discount stores, and resale shops. You can even try Goodwill for clothing. I'm not idle...have many things to do.

If we have a medical problem, we'll address it when the time comes...you will probably have medical bills you can't pay whether you're retired or not...I'd rather be retired.

Yes big gardens are work and time consuming

So is Golf, and fishing..

You can raise most vegetables anywhere, and freeze about everything, can or freeze dry.

Buy or raise fruit, other, what you want from stands or friends...Trade,bart​er; Pretty easy.

Don't raise livestock any more...Just pay kids to raise for us and them, not necessarily cheaper sometimes, but much better food...Fresh eggs too.

One thing I have noticed about pre-retirees, they think they have to have 80% of their income to live decent...NOT TRUE, and you don't need a million bucks either....IMO.

Most would be amazed how much you save, by being retired..

But it does pay to have all major bills paid off, ie; Mortgage, vechicles, credit cards, loans,etc.

Less money for cars, fuel, repairs and insurance.

Less for clothes and work attire...make-up,hai​r dresser, barber,etc.

Way less for meals,, coffee breaks, lunches......If you cook?

Less cost for happy hour.

Less impulse or hurried shopping.

Usually less for food.

Eat healthier, less for doctor bills,dental....When​ older, those bills can change.

Consolidate insurances....You are at less risk for home and you drive less.

And most important...LESS STRESS, also pertains to medical care or meds.

Retiring is a touchy thing,lifestyle, and life changing for some..

I've been retired 14 years and never looked back...Missed "some" people,but never the job.

Wife retired 2 years later, same thing; But missed many customers or clients, took adjusting.

You can make the old contacts by attending coffee clatches or lunching occassionally.

We both retired quite young/early, and in pretty good health...

You have to plan to retire...number one.

You have to have funds* to see you through, especially to SS....It helps later,both took at 62.

You should have a paid health plan...Very important...If not you have to buy one or contribute.

A pension or pensions are nice....I bought mine out, she sold business and closed it.

A 401K or savings,IRAs are almost mandatory....See above funds*....

Investments and major bills paid off are a plus.

Plan for or have Hobbies and things to do...You actually will be quite busy..IMO

But try and kick back and enjoy what can be a very stress free life...

And stay away from having too many appointments or commitments....Stres​s,stress.eliminate it.

That's why you retired....Enjoy it.