Best places to retire for under $40K

A modest income needn't mean deprivation. These cities offer top-notch medical care, plenty of things to do and a low cost of living.

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Nov 1, 2012 4:38PM
Nov 1, 2012 3:27PM
San Antonio?  For people with limited income?  Seriously?  People are executed in Texas for being poor.
Nov 1, 2012 3:21PM
"Under a bridge..." "In a cardboard box ..." "In a tent..." "In a dumpster ..." "In your car ..." "In an abandoned house..."
Nov 1, 2012 2:16PM
This article had no cities I would even consider living in. On $40 grand a year  I could find a better place. In fact I did for half the price.  Do the people who write these articles ever visit any of these cities? Pittsburgh, Little Rock, San Antonio, St.Louis, along with the others makes me think you folks don't think. If I had been listening to you folks I would probably be living above a whorehouse in Ecuador.
Nov 1, 2012 1:46PM

"Add to that a modest nest egg of $250,000..."--------well, I doubt most Americans now days would call $250k a "modest" nest egg, but whatever.  Makes me wonder just how much they pay Ms. Brandon here.  What would she consider a "nice" nest egg.  Just how big is the mean nest egg of retirees?


Whenever MSN does these best places to live or retire, they are usually in big/bigger cities.  I think if you want or need to move away from wherever you finish working, you'd be better off going to a smaller city.

Nov 1, 2012 1:35PM
"a modest nest egg of $250,000"? I'm 61 years old,  I've been working since 1972, lost my house and my 401K in the Bush economic collapse and now make a wopping $2,400 per month.  Thanks to the GOP, I have nothing.  My Social Security at age 67 will be $1550 a month.  RETIRE?  You gotta be kidding.  Thanks Republican pigs.
Nov 1, 2012 1:29PM
The BEST place to retire is to Another Country!!  You get more bang for your buck in South America!!
Nov 1, 2012 12:57PM
Due to the huge influx of immigrants from south of the border that the federal government refuses to do anything about, the only place regular people in the US can retire after the crisis of 2008 are the countries those immigrants came from.  It's a shame that our government has given away so many services and benefits and money elsewhere that the only way retirees can live after retirement is to move south of the border and go without decent medical care and become a member of a third world country.  How they will laugh at us.  Do you think the feds will finally wise up and close the border to ex-pats trying to come home for cancer treatments but continue to let Immigrants sneak over in the dark?
Nov 1, 2012 11:46AM
Who has 250k after the economy took a dump! many people ended up having to live on savings and retirement to survive and now have no time to make that money back. And consider the number of single people out there who are caring for family members, young and old. This is a totally unrealistic article. Many people dont even make 40K a yr. I did at one time, but now barely get over 25k with a college degree. Hardly any jobs and the ones that exist hardly pay what they once did. And somehow on that income we are suppose to accumulate 250K to retire and live on 40k a yr.  I wish I had 40k a yr to live on now.
Nov 1, 2012 10:40AM
As long a syou have a paid off house, you can live anywhere in the US on that much... No idea why they found it necessary to actually pick and choose these random places.
Nov 1, 2012 10:39AM
I am surprised that none of the western/northwestern cities were mentioned.  Any ideas for these areas?

The key to a good retirement is to pay off debt before retirement. AND...learn to live on less.  Who really needs  a big gas guzzling truck or a fancy expensive car?  Give me a hybrid and a paid off house any day!

Nov 1, 2012 10:19AM
Holy Cow, St. Louis???? Are you kiddding me??? It has one of the highest crime rates in the nation!
Nov 1, 2012 10:18AM
"figures don't lie but liars can figure".    your "averages" are low because so much of those towns are subjected to low cost slum areas.  the numbers look nice until one sees what they will be living in ~ or next to ~ in those towns. 
Nov 1, 2012 9:42AM
How about an article on how to live and where on $1200.00 a month. Thats more realistic to retired on social security type people, where most of us will end up.
Nov 1, 2012 8:46AM
I'm looking to retire in South Carolina.  Greenville, not Columbia, but you can get to Columbia from there.  The low cost of living is what's drawing me back to my native state.
Nov 1, 2012 4:07AM

Let's be real. $40k won't go far in the good old U.S. You will have to give up your standard of living,   cash, or move to some" backwoods" part of the U.S. The real choice for retires with depleted assets to to retire is in Baja Mexico. You may say " too much violence" , but that's not the reality here in Baja. I feel safer here than in a lot of places in SoCal. you just have to be aware of the areas you travel ,just like in the U.S. You can buy a nice 2br. home less than 300' from the Pacific ocean for about $70k. You can rent the same home for $600-$700/ month.  I can leave my home in Rosarito Beach and be in my seat at Petco park in about 1 hour. Gas currently costs $3.15/ gal. We have a super walmart, Home Depot, Staples , Cinaplex ( films in english). within a 15 minute drive. I sit on my balcony overlooking the ocean (50' away), sipping my wine with all the comforts I had in California . Oh yes, my property taxes are a mere $350/..............YEAR. I have Mexican medical Ins, because I have preexisting conditions and can't get it in the U.S. for $165/....year.  $30 copays. All people thinking about retiring should take a REAL hard look at Baja, i think that if yuo do your due diligance you will be pleasantly suprised at what you find.


Oct 31, 2012 11:39PM
The only two places mentioned here that I would even consider living in would be Albuquerque or San Antonio.  Probably would choose Albuquerque.  San Antonio is nice, and I was actually born there when my father was in the Air Force, but now, I don't think I could stand the high humidity.
Oct 31, 2012 11:20PM
Normally, I stick to politics but I have friends in St Louis and am familiar with the medical hospitals. Missouri is the largest producer of methamphetamine in the entire United States of America and also the home of a town that boasts the world's largest trailer park. Singer Sheryl Crowe was born there and couldn't wait to leave and never return. The healthcare is abysmal which is shocking since there are almost no other jobs in town besides healthcare. I still cannot figure out what people do for a living to even live there. Housing is vinyl-sided cracker boxes that cost four times what they're worth. They eat tons of pork products there and claim to love barbecue but if you consider barbecue meat that is BOILED in water then dropped into a pan full of barbecue sauce as real barbecue, then you are as sick as they are and need to move closer to the source. It can get cold as anything and heating your home in winter is very expensive. I would rather live in a Mexican prison than retire in this state. The people are zombies, jalapenos do not exist there and the weather is depressing. Who writes this crap? Why would you move here when 30-year mortgage interest rates are 3.5% and Florida is a fire sale? Crazy article.
Oct 31, 2012 11:03PM
Keep in mind that the article concerns people who are 60 or older, not the 35 to 45 year olds that comprise the professional work force of today. I bought my 1st house in 86 and upgraded in in 92 in Southern California. I bought during a down time in the market and even though I lost a lot of value on paper, I can still carry a fair amount of equity with me, along with my moderate pension and my wife's and my SSI benefit (whatever that may be) into the my retirement plans.

I can buy a moderate house, have a bit of money left over for cash liquidity, use our other combined income and fit right within the scope of this article. I don't think I'm much better off than the rest of the U.S. middle class that hasn't extended itself into fiscal oblivion.

I have inlaws that live in the Hot Springs/ Lake Hamilton area of Arkansas and it happens to be a very nice state and city to live in. I may wind up there. It is a very middle class state with a few people bordering on the poverty level, but all levels of income seem to enjoy life and each others company. Income isn't the social stigma there that it is in Southern California. One thing for sure, I'm not going to stay in the Golden state after 65. The color seems to be abit more of a bronze these days than gold.

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