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Several of the cities mentioned herein I have lived. There is "barely" the chance you can live comfortably on 40k a year, especially San Antonio, Texas where I currently reside. I'd really like to meet the computer that makes the calculations for these erroneous and misleading stories.
My best advice is NOT TAKE MSN's ADVICE! Do your own research, visit these places yourself, contact all city or county offices and find out the tax and service rates.....go shopping and keep a running list of your expenses as opposeed from whence you came. Visit realtors and physically go visit homes they have listed in your desired price range.
Find out what real taxes are, school taxes are, good 'ole boy taxes are, how much will it cost to get an in-state title for your car, how often do tags need to be renewed and at what price. Medical care? I spent 3hrs and 22mins at the ER at the Methodist hospital and it cost me $7,958.72 and that was for excellerate BP of 172/126. They discharged me when my BP was still 158/115!!! That's outstanding medical services???????
Remember the old saying, "Buyer Beware"??????
Even the change of environment can have a negative effect. After living on the water and having four seasons for 40 years, I found that moving to this desolate hell-hole which has two seasons and is as arrid as a place might be has been an insurmountable change to me. That is MY fault for not thinking of such a seemingly minor change having such an impact on me. But it did and to avoid that, once you find your dream home for retirement, go spend a few months, several times a year and avoid the unseen perils of living elsewhere. You just might find that the good 'ole homestead is still HOME for you. Learn by my mistakes. I asked all the wrong questions of all the wrong people and now I am paying for it.
---Well, so why retire with 40 K a year, most only get 12-14 K from SS, and that means they never made a lot of money and then have no savings either--and that would be 78 % of all retirees, can we try to get the conversation "down" to regular people.
The days are over where it is only government workers who have time to sit on the computer all day, regular and all other people these day are on computers due to job requirements, as a matter of fact most people in the top 5 % are almost never on these blogs--that would be the ones with retirement savings, that you are advertising for here indirectly---
Why am I on here--I designed and taught your computer chip/memory chip factory in the worlds largest computer company--old habbits are hard to brake---unfortunately!.
Not many choices when the economy has stagnated. Articles about where to live are designed for slef serving indiviudals/groups, etc. Don't take their word for granted!
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