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Not every retired person is destitute. I retired at 53 and am doing just fine at 64. Zero problems. Early retirement planning has paid off for me. Life is good.
I say retire go to the Caribbean Islands where there hundreds of beaches, in some Caribbean islands the American currency is 2 to 1 some 100 to 1. example :$1.00 US currency is equal to $150.00 Jamaica dollars in other surrounding Caribbean $2 is equal $1 US you have a Mortgage , let the house pay for itself by put it up for rent or even sell, you have a great property you can get extra after the mortgage paid.
There is always festivities in those Islands , great beaches , sports, etc., etc.
that I would called retirement will all
Santa Fe is the only one on the list I would consider. Sorry I do not care for outside pool plus have allergies from all the grass. Having lived in an island for 13 months, sorry but no way. After about 2 months, you go stir crazy. SF and NYC, I have better things to do than give away all my money to a bunch of crooks. Living on Coastal California is a crap shoot and eventually you will have a big earthquake. Paradise is no Paradise if you have been there from May until Mid October. Hotter than hell!
Hey kids......you don't need to go to college to retire early and have great bennies,large salary and a cush job.just become a union public sector employee.Get in at 18 and your out at 48 with a nice pension courtesy of the taxpayers.why not?.....Criminalnois including crook county is only 100 billion underfunded in their IMRF fund while still receiving higher than cola increases for their union pensions while people that have to work for a living pay for it with sky rocketing property taxes.
I disagree with most of the places listed in this article. If money were absolutely no object, I wouldn't be in Massachusetts, New York or anywhere that I had to endure cold weather in retirement. If I want to ski, I can fly there and then fly back home where it's warm. For those who like the cold rather than the heat, enjoy it. For me, if I have to wear a coat and I'm not on the slopes, I have failed retirement. Give me Texas, Arizona, New Mexico, or the Gulf coast.
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If you worry about money after the streetlights come on, these actions may help you rest easier.