Signs you have a good 401k plan

Shouldn't it be "Signs you have a bad 401k plan", you're more interested in helping those who are getting ahead, than those who who aren't as lucky. It's embarressing, how you've forgotten the people who are struggling. And while you're at it, blame the President, it's quite obvious Congress is behind him. No wait, Congress is only driven by party, and outside influences. To hell with what's best for the people of this country.

Ok. Here is the scoop. You all did not lose a thing during the market downturn unless you sold. If you rode it out, you actually should have made money. Quite a bit really. If you did sell and move it you probably did lose. If you are old enough to be in retirement range and need your money for living, you should not have been in volatile investments like stocks. You should have been in secure holdings, bonds, cash etc type of holdings.

 If you are younger and paid attention to your investments you could have made a lot of money. We did.

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Plan participants who get little in the way of an employer match, for example, will need to defer more of their monthly income to meet their long-term savings goals, she says.