Myhre only occasionally eats out. He makes most of his own meals, and socializing often involves a potluck, such as the one that follows the regular movie screenings he hosts.

That’s just one of the activities that occupies his days. Most mornings find him in the mobile-home park’s clubhouse, working out in a free, 90-minute exercise class that emphasizes improving balance, strength and flexibility.

“It’s changed my physiology,” said Myhre. “It really helps me live in a way that’s not just downhill.”

Good health is important to a good retirement, he believes, and he sees a chiropractor, a nutritionist and an allopathic healer in addition to traditional doctors.

“They’re my team, but I’m the captain,” he said, adding that too many people his age defer to so-called authorities when it comes to their health, rather than taking charge of it themselves.

Myhre also draws in the weekly art class where he met Menzel-Joseph. He participates in a writing workshop that started at a local bookstore and that he’s attended for more than a decade. He’s had a few short stories published and is working on a novel.

He makes clear these pursuits are passions, not pastimes.

“I can’t imagine sitting around watching television and maybe having a hobby,” Myhre said. “That doesn’t work.”

Recently, Myhre counted his circle of friends from his various activities. He marveled at the total: 41 people. In his working days, he said, his social circle was “minuscule.” He also has good relationships with his two daughters, one of whom lives in nearby Ventura, and his two grandkids.

Although many retirement experts talk about the importance of having good family relationships, Myhre said he didn’t have to make much of an effort to keep those ties strong.

“They’re just great people,” he said.

He’s had to give up a few things as he’s gotten older. For years he served on the board of a voluntary simplicity organization called Seeds of Simplicity, but the long drive back from Los Angeles late at night took its toll.

Earlier in his retirement Myhre also traveled more, including a canal boat trip in England and hiking in Wales and Shropshire, England.

“I love travel,” he said, then amended his thought. “I love to be in a place, but I don’t like to get there.”

Airline flights make him claustrophobic, and the cost feels prohibitive to him now. Myhre is shepherding the last of his savings, about $140,000 invested in a variable annuity that hasn’t grown much in recent years. He doesn’t like dipping into its principal, but he may do so in the future if necessary. “A couple hundred bucks more a month would be nice,” he mused.

One thing he’s not interested in doing, he says, is writing a memoir.

“I’m not interested in what’s happened,” he said. “I’m interested in what’s next.”

Are you having a rich retirement on not very much money? If you’re interested in being interviewed, please contact me using the contact form on my site, You also can share your story on my Facebook fan page at

Liz Weston is the Web's most-read personal-finance writer. She is the author of several books, most recently "The 10 Commandments of Money: Survive and Thrive in the New Economy" (find it on Bing). Weston's award-winning columns appear every Monday and Thursday, exclusively on MSN Money. Join the conversation and send in your financial questions on Liz Weston's Facebook fan page.

Click here to become a fan of MSN Money on Facebook

More on retirement: