Myths about the day after Thanksgiving have been exposed. And, no, it's not the biggest shopping day of the year.
When you're born without the shopping gene, Black Friday is nothing to get excited about. But, according to a new post at dealnews.com, even if you love to shop, it's not all it's been cracked up to be -- certainly not a reason to fight crowds at 4 in the morning.
In fact, the benefit of camping out is No. 3 on dealnews' list of 15 Black Friday myths that don't match the facts:
When someone you know sets limits on what he eats or how much he spends, that can wear him out and have an effect on you too.
As I wrote recently, I've signed up for a contract with Stickk that penalizes me for not writing regularly. In other words, I've publicized my goal, but also have people following up to make sure I keep it.
What would happen if I didn't have that second part in place?
He asked them to rate a series of statements from "definitely yes" to "definitely no" about things like how hard they planned to study. Some of the students anonymously dropped the pronouncements in a box, but others were asked to personally hand it in to the person running the experiment. So, in effect, those who turned it in had simulated publicly announcing that they planned to be awesome students.
As a follow-up, the experimenters asked the students to work on 20 difficult law problems, but told them that they could quit at any time. The ones who had "announced" their goals consistently worked less hard and quit sooner than those who kept them private.
What did that mean?
Jamie Oliver and Chipotle are offering $2 'boo-rito' specials for diners who come as a 'horrifying processed food product' on Halloween.
Are you looking for a really scary costume for Halloween?
TV chef and healthy-eating advocate Jamie Oliver suggests you dress up as a "horrifying processed food product." He's teaming up with Chipotle Mexican Grill to provide a reward: $2 burrito, bowl, salad or order of tacos if you come into Chipotle after 6 p.m. Oct 31 in your scariest processed-food costume.
Proceeds, up to $1 million, will go to Jamie Oliver's Food Revolution, which was the subject of a TV series earlier this year documenting Oliver's efforts to push West Virginia school cafeterias to serve healthier, less processed food -- and persuade the children and their parents to eat better.
Members-only travel sites offer big discounts, but you may be able to find a better deal.
As vacation budgets have shrunk, discount luxury travel websites have flourished, attracting more than 500,000 members in the last year. But the tactics these sites employ -- limited-time offers, limited-availability sales and simple marketing psychology -- mean those bargains might not be as good as they look.
The lure is simple: Sites like Jetsetter, SniqueAway and Vacationist offer deals at hotels that cut room rates by up to 50%, but members have just a few days to sign up, or until available dates sell out, whichever happens first.
Hoteliers complain about slow action on near-libelous comments. But fake positive reviews have also been a problem.
When I travel, I often look at online reviews before booking a hotel. A number of sites include reviews, but the site with the most reviews is TripAdvisor, which is owned by Expedia.
The site says it has more than 40 million reviews and opinions of properties worldwide, including restaurant reviews. Usually you can find enough viewpoints to avoid being swayed by one or two customers who had a bad experience or, conversely, friends of the hotel owner who piled on unwarranted praise.
In the last few years, tensions have been rising between TripAdvisor and hotel owners, who say TripAdvisor allows online reviews that border on libel. Hotels in Britain, apparently in response to TripAdvisor's "Dirtiest Hotels" list earlier this year, are organizing to file a lawsuit.
The suggestion of trimming this popular tax break has people seething. But, really, few of us -- very few of us -- get anything from it.
This post comes from Marilyn Lewis of MSN Money.
The Wall Street Journal reports that the mortgage interest tax deduction may be an endangered species, at least in its present form. From the reaction, you'd think they were proposing slaying all first-born children.
The bipartisan White House deficit commission (aka the National Commission on Fiscal Responsibility and Reform) hands over its report Dec. 1. The Journal says it's considering suggesting trims to the popular mortgage tax break.
"The White House has said these and other breaks cost the government about $1 trillion a year," the Journal says. That's including "child tax credits and the ability of employees to pay their portion of their health insurance tab with pretax dollars."
The panel apparently isn't suggesting killing these tax breaks, just shrinking them.
Also: This is not a done deal. Not even a proposal. It's a rumor.
If you have an individual health insurance policy that was issued before March 23, some of the new health reforms may not apply to you.
Major employers that provide health care for employees have human resources departments that hopefully are making sure workers are taking advantage of the new reforms. But according to the U.S. Department of Health and Human Services, 17 million people pay for their own health coverage in the individual health insurance market.
If you're one of them, it's definitely time to give your policy a checkup.
Before you jump on these deals, wait for the Black Friday ads to come out.
This post comes from Melinda Fulmer of MSN Money.
These thick full-color displays of kiddie eye candy, released every year, are meant to get kids drooling over page after page of toys they didn't even know they wanted. But are they a sweet deal for parents?
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