Road conditions, population density and peculiarities of state law make a difference.
Want to lower your car insurance rates? Don’t move to the great-food state of Louisiana, which is also the state with the highest average premiums -- a mind- and budget-blowing $2,511 a year.
That compares with only $903 in lovely Maine.
So says a new study by Insure.com, an insurance shopping and comparison site. It also explains some of the reasons for the great disparity in car insurance rates state to state. Bad roads, population numbers and density, and the peculiarities of state law can be factors.
It shouldn't, and here's a proposal to phase it out.
Continuing in the spirit of the tax season, last week saw at least two blogs, Weakonomics and WalletPop, asking if allowing taxpayers to deduct mortgage interest is really, after all, a good idea. Both wasted little time before concluding of course not.
In as much as this policy has any sincere defenders, the argument in favor is that it encourages homeownership. But why homeownership, of all things, is a worthwhile goal is generally left unexplored. I suppose a person might imagine some sort of Jeffersonian argument about how a nation of property owners makes for a more stable democracy. Alas, our leaders in Washington are rarely so philosophical.
You've just plunked down $400-plus to buy this device. Now let its apps help you save.
If you shelled out $400-plus for an iPad last weekend, you’re probably looking to save some money right now. Here’s a relief: The iPad can actually help you save money. Granted, this is not reason enough to buy an iPad, but you should make the most of your device once you’ve bought it.
Here are some of the apps you’ll want to check out:
Information that could make you stand out from the crowd may seem irrelevant to you.
Deciding what to include and leave out of a résumé can be perplexing. Professional goals should influence those decisions. But I have found that job hunters can intrigue potential bosses and land interviews based on (seemingly) irrelevant but standout stuff.
Consider including standout items in these categories, or others that differentiate you and add dimension to your professional presence:
Tips for planning a 'voluntourism' trip that won't break the bank.
Can you claim your next vacation as a tax deduction? Would your co-workers chip in to help send you on a trip to Vietnam? If you’re considering using your vacation time to volunteer abroad, the answer to those questions could be yes -- but you’ll have to do some pre-travel footwork.
Start by thinking selfishly: What’s in it for you?
You should present a defense in court, even if you can't afford a lawyer.
The New York Times told this chilling story recently: A Virginia man was sued for nonpayment of a personal loan. He didn’t show up in court, and the bank won a judgment of $4,750 plus $900 in lawyer’s fees.
Over six years, the lender garnished more than $10,000 from his paychecks. After six years, he still owed $3,965.
How could this happen?
Crooks are trying to sell phony policies by telling people the new law requires they buy insurance now.
Scammers often follow the news headlines, crafting their schemes around real events to make them seem more plausible.
For example, after Congress passed financial bailouts for big companies, scammers tried to convince ordinary Americans they too could qualify for money from the government. People who had not followed the news closely were easy prey.
Now that Congress has passed health care reform, consumers are being warned about scammers trying to convince Americans the new law requires them to buy health insurance immediately. Actually, the law does require all Americans to be insured, but the mandate does not begin until 2014.
Cupcakes, 'ice cream pizza' and massages are among the Tax Day deals.
Filling out tax forms and sending off a big check to the Internal Revenue Service can be painful. Some restaurants (and a few other businesses) want to take the bite out of Tax Day by giving us a free bite of something a little sweeter on Thursday, April 15.
Like cupcakes. Cinnabon is giving away two free cupcake bites per person from 6 to 8 p.m., or until they run out.
Copyright © 2014 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
ABOUT SMART SPENDING
LATEST BLOG POSTS
The self-employed have several ways to save more for retirement in tax-advantaged accounts. Here are 3 of the most popular options.
VIDEO ON MSN MONEY
BLOGS WE LIKE
MUST-SEE ON MSN
- Video: Easy DIY smoked meats at home
A charcuterie master shares his process for cold-smoking meat at home.
- Jetpacks about to go mainstream
- Weird things covered by home insurance
- Bing: 70 percent of adults report 'digital eye strain'