Express your love without hurting your savings. Here's how.
The massive marketing push as the calendar heads toward Valentine's Day has begun. From greeting cards to diamonds, from Lexus to 1-800-Flowers, companies and brands want to be indelibly linked to the popular holiday for lovers.
Here are some of my tamer suggestions for experiencing a frugal Valentine's Day this year.
Retailers aim for your wallet, pushing romantics to buy now.
Few holidays are as terrifying for your psyche -- and your budget -- as Valentine’s Day.
“You’re trying to set the right tone for the relationship,” says Art Markman, a professor of psychology at the University of Texas. “But usually you’re not 100% sure what you want to communicate.” Go too romantic, and you risk scaring the recipient away (or worse, inadvertently sealing the affections of a more casual acquaintance). A less-thought-out gesture gambles showing too little affection for a serious relationship.
Retailers would like cupid’s arrow to bull's-eye your wallet along with your heart. Last year, Americans spent on average $102 on Valentine’s Day expenses, down from $122 in 2008, according to the National Retail Federation. To get you spending again, they are pushing promotions now (see below), with many sites throwing in free ground shipping to deliver gifts in time, says Sok Verdery, the chief executive of CouponShack.com, a deal and coupon site. But as the holiday approaches, expect fewer sales on traditional gifts.
A new crop of commercials, including some Super Bowl ads, features regular people in their undies.
Would you be more willing to buy Dockers or Bud Light if their ads showed average Joes and Janes wearing nothing more than their underwear? Pants literally on the ground and disgarded?
According to USA Today, here’s what we can expect on Super Sunday and elsewhere with an undergarment theme:
Web site searches for deals on generic drugs nearby. Another program provides discount cards in many U.S. counties.
A Michigan company has come up with a new tool to help you find lower priced generic prescriptions near your home.
We all know that Wal-Mart, Target, Kmart and various supermarkets offer low-cost generic prescriptions, many for $4 for a 30-day supply. But not all the stores offer the same deal on the same medications, so it can take some shopping around to find the best deal for you.
A company called MedTipster lets your fingers do the walking. You can put in the name of a drug, choose the formulation and dosage, then let the Web site find low-cost generics near your home. If there is no generic, it will tell you that, too. It will also suggest lower-priced alternative drugs.
If you're driving a model affected by the recall, here are some questions you should ask.
With all the problems surrounding the current Toyota recall, many drivers are confused about what they should do next and what their rights are. What you should do varies from nothing to seeing a lawyer.
First things first
Here are the first steps you should take:
Some bloggers argue that if we just focus on the big expenses, our finances will be fine. That's not true.
“Little things make the difference. Everyone is well prepared in the big things, but only the winners perfect the little things.” -- Bear Bryant
One idea often put out there by personal-finance writers is the concept that we have to take care of the big things first. If we just take care of the five biggest financial holes in our lives, we’ll be fine, because those five big ones are doozies.
Paying off a credit card, for example, can save us $200 a month. Renting a smaller apartment can save us $300 a month. Doing five things of that size will make a huge difference in our monthly expenses.
On paper, I completely agree with this idea. Without a doubt, if you’re able to shave $500 a month from your monthly spending due to two or three big acts, it likely will make a big difference in your financial bottom line.
At least it will at first.
Store's move reminds us of difficulty of balancing quality and budget. How do you save?
Farmed salmon is usually cheaper than wild salmon. But, many question the effect of salmon farming on the environment, and questions also have been raised about higher levels of cancer-causing chemicals in at least some farmed salmon.
While fish is considered part of a healthy diet, finding quality seafood at an affordable price can be a challenge.
The newest technology doesn't come out until spring.
Shoppers hunting for a good deal on a new flat-screen before the New Orleans Saints and the Indianapolis Colts meet to battle for Super Bowl XLIV in South Florida on Feb. 7 won’t need to resort to a Hail Mary pass. (That’s lingo for a desperate and usually unsuccessful maneuver, for you non-football fans.)
Copyright © 2013 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.