Target doesn't match prices on BF; other retailers strongly suggest you have a competitor's ad in hand.
Good shoppers know how to find the best deals, but expert ones know how to get the best deal no matter where they are shopping -- thanks to price matching. Put a little legwork into research, and you can go to a convenient store and get the best deal possible, even if it's not what they've advertised.
The trick is to know the store policies on price matching, and that's where we come in. We also did a little investigating to find out if there are any restrictions regarding price matching on Black Friday. Here's what we learned:
Imagine how you'd feel if your mortgage lender bought a new homeowners insurance policy for your home -- then billed you $33,000.
If you don't buy insurance on your house, your mortgage company can legally do it for you. This makes sense because your home is the collateral for your home loan; without insurance, an accident or natural disaster could wipe out their security. So your lender ensures that you have insurance, and if you don't, they buy it and bill you for the premiums.
It's called forced-place insurance, and it's been around for a long time. But some are now accusing lenders of using these policies to generate excessive profits at the expense of hapless homeowners.
Class-action settlement addresses taxes charged by AT&T for Internet access.
A swath of AT&T smart-phone customers have received text messages letting them know that a recent class-action settlement may put some extra money in their pockets.
The settlement applies to AT&T customers who bought smart phones or mobile data services between Nov. 1, 2005, and Sept. 7, 2010.
More shoppers are using loyalty program rewards to stretch their budgets. Here's how to get the most value for them.
Last year, Staci Gerardi spent about $600 on holiday presents. This year, she's planning an equally generous holiday, but she's spending just $30 -- using store gift cards she got by navigating the maze of rewards points, loyalty programs and other discounts.
- Here's a deal: Estimate your credit score for free
"Why am I going to spend money when I don't have to?" Gerardi says. That $30 she spent? It wasn't for gifts, but for shipping charges at sites that didn't have a coupon code for free delivery.
Her homemade ketchup and mayonnaise worked out fine. Mustard was next on the list.
I use a lot of mustard. Before embarking on my latest make-your-own condiment project, I took a jar count in the refrigerator. I already owned five different kinds.
However, I can easily rationalize this. You need different types of mustard. I use Dijon in many sauces. Whole grain on a ham-and-Swiss panini is great. French's is a necessity on a hot dog. Well, you get the idea.
To review, here are my criteria for make-it-yourself stuff:
More cooking fires occur on Thanksgiving than any other day of the year.
Keith Evrley, a retired fire chief in Taylorville, Ill., knows a lot about fire prevention and safety. But when he talks about the importance of being careful with turkey deep fryers, he draws more from personal than professional experience.
Five years ago, after hearing people rave about fried turkey, Evrley bought a deep fryer to prepare a meal for his family on Easter Sunday. He set up the fryer on his mother-in-law's back porch, began heating the oil and walked two houses away to gather his family.
"I was probably gone four or five minutes," he recalls.
With relationships and with money, avoiding temptation is key.
Personal finances are like relationships. Things can go really well at times, and then two seconds later crash and burn out of nowhere.
And it almost always involves you putting yourself in a situation you know darn well you shouldn't have been in to begin with.
In committed relationships, this can happen a number of ways:
- Hanging out (alone) with someone of the opposite sex. Who's pretty.
Ads from Kmart are sweet, while at least one price from OfficeMax stinks.
This post comes from Melinda Fulmer of MSN Money.
Many of the deals in the circular are decent. However, only a few bargains made the cut with Black Friday shoppers on the Web, including:
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