Retailers are adding programs and trying new tactics to retain your business.
Retailers are pulling out all the stops to increase membership in their loyalty programs -- but frequent shoppers may want to think twice.
Loyalty programs have historically been an easy way for retailers to collect information about shoppers' habits. Now, with consumers spending cautiously, businesses that didn't have programs are adding them to better stretch marketing dollars. Those that already have programs are increasing the ways they interact with customers.
"It's the one-on-one marketing holy grail," says Michael Gatti, executive vice president of the Retail Advertising and Marketing Association, an industry group.
For consumers, growing programs are a mixed bag.
1.7 million Maytag and other dishwashers made by the company have been recalled.
Maytag Corp. is recalling 1.7 million dishwashers because of a fire hazard, the U.S. Consumer Product Safety Commission says.
It's the largest dishwasher recall in three years.
The CPSC says consumers should stop using the appliances immediately because a faulty heating element can short-circuit and ignite.
Walking away from your agreements when you have the capacity to fulfill them is morally wrong, akin to lying.
Kelli writes in:
My husband and I are sitting on a 30-year mortgage (with 26 years left to go). We still owe $330,000 on our home. A week ago, a very similar home to ours two blocks away sold for $220,000, so we're underwater by at least $100,000. We are thinking of just walking away from this mortgage and renting an apartment for a while until our credit clears up. What do you think?
First of all, there's a strong personal moral element to this type of decision. Is it morally wrong to walk away from a mortgage?
This plan really takes no more self-discipline than you have to muster to make your loan payments.
The other day while a friend and I were chatting, the subject of buying cars came up. When I mentioned that I pay for my cars in cash, he expressed some awe: The very idea of not having to make car payments was so far outside his ken it might as well have come from Mars.
"Who can pay for a car in cash?" he wondered.
You can. I can. Anyone can.
You may not be able to pay for your present car in cash, but you can pay cash for the next one. Here's the strategy:
How to avoid getting bumped, and make the most of it if you are.
Air travelers may soon be entitled to more compensation for getting bumped from a flight.
A proposal released by the U.S. Department of Transportation would raise the maximum reimbursement airlines are required to pay travelers involuntarily bumped from overbooked domestic flights to between $650 and $1,300, up from a range of $400 to $800.
6 million Americans survive on food stamps and no other income. Former restaurant critic Ed Murrieta is one of them.
Some food writers take the ultimate dining challenge -- eat only the subsistence diet provided by food stamps -- on a lark, or because their cigar-chomping editor tells them to.
And then there are the food writers who have to -- namely Ed Murrieta, who left a newspaper restaurant-critic job with a $1,300-a-month expense account to start his own website. ". . . and when my entrepreneurial dream fizzled along with the economy, my food budget -- my total income -- plunged to $200 a month," he wrote in a first-person account for The Seattle Times.
AT&T is starting what could become a disturbing trend: Eliminating your ability to pay a flat fee for unlimited Internet usage.
If you're planning on getting an iPhone, iPad or other Web-surfing wireless device from AT&T, don't plan on unlimited Internet access for a low monthly fee.
On Monday, June 7, AT&T will stop offering unlimited Internet access for new smart-phone customers.
National Doughnut Day, which is today, honors the sweet treat's role in American culture. You can thank the Salvation Army.
If ever a food deserved a national day, it's the doughnut.
Once an icon of American culture, the poor doughnut has lately been much maligned, used as an example of everything that's wrong with American food.
Friday is National Doughnut Day. Let us remember the doughnut's place in our history. Yes, there is free food involved.
Copyright © 2013 Microsoft. All rights reserved.
Fundamental company data and historical chart data provided by Morningstar Inc. Real-time index quotes and delayed quotes supplied by Morningstar Inc. Quotes delayed by up to 15 minutes, except where indicated otherwise. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by Morningstar Inc.
ABOUT SMART SPENDING
LATEST BLOG POSTS
An annual cap on flexible spending accounts is increasing medical costs.