
Buying in bulk is cheaper on most things, but you can save even more if you follow these tips about what to do -- and not do.
This post is from Angela Colley at partner site Money Talks News.
Bulk stores such as Costco and Sam's Club do have some great deals, but that doesn't mean you'll always save money shopping at one of them. If you're like me, three things are working against you while you push that ginormous cart.
It's not just about how much money you need to borrow: Here are 6 reasons you should ask for a higher limit on your credit cards.
This post comes from Amy Fontinelle at partner site Investopedia.
Increasing your credit limit just means giving yourself the opportunity to spend beyond your means, right? Not necessarily. Increasing your credit limit can have a number of upsides if you manage your credit wisely.
Attacking debt is like keeping the zombies at bay. You need a strategy, and you need to throw everything you have at it.
This guest post comes from Lindy at Minting Nickels.
Other than my occasional stint with Angry Birds, I'm not normally into playing games. But one evening my kids convinced me to play Plants vs. Zombies, and I've been hooked ever since.
Plants vs. Zombies strikes the perfect balance of being not too hard to make me frustrated, and not too easy to make me bored. So even though I'm fighting a violent battle against flesh-eating zombies, I find myself surprisingly relaxed doing it. It's the perfect way to unwind and let my mind wander.
And while my mind wanders, I sometimes find clarity. Like the time I realized the zombies symbolized bad messages I was telling myself. I had to fight them off so they wouldn't consume my brain.
Another time I realized that Plants vs. Zombies was speaking to me about paying off debt. Here are the lessons I learned during one enlightened session.
The $25 billion mortgage settlement that will ease the pain for many borrowers doesn't liberate lenders from future losses or years of litigation.
This post comes from partner site Bloomberg Businessweek.
U.S. lenders, including Bank of America, still face years of litigation and billions of dollars in liabilities tied to the housing collapse after agreeing to settle a probe of abusive foreclosure practices.
Government officials can pursue claims related to the packaging of loans into securities, criminal-enforcement actions and fair-lending violations, U.S. Attorney General Eric Holder said Thursday. The $25 billion deal with the five biggest servicers ends state and federal probes into shoddy foreclosures and pays for debt forgiveness, refinancing and other efforts to keep struggling homeowners in their properties.
Have some things you want to say after you're gone? Social media offers several options for getting out your message after your death.
This post comes from Quentin Fottrell at partner site SmartMoney.
Those who thought gravestones with barcodes were creepy are unlikely to "like" the latest evolution of digital immortality: Tweeting, emailing and updating Facebook from the other side.
People can do little to erase their digital footprint after they die, but some are at least trying to have the last word. For 99 cents, the iPhone app If I Die could probably be more accurately named "When I Die." It gives Facebook users one last posthumous status update. The running gag on some gravestones ("I told you I was sick") could be one option. But might some people who are terminally ill or depressed be tempted to use it as suicide note? Eran Alfonta -- CEO and founder of Willook.com, which created the app -- says he made it so people could preserve their legacy and commune with the living in a kind of online séance.
Up to $17 billion of the mortgage settlement will be used to pay down the principal on eligible underwater home loans. How does it impact you?
This post comes from Marilyn Lewis at MSN Money.
Today's the day. Homeowners have waited nearly a year for state attorneys general to wrestle with five big banks and come up with a settlement over mortgage-servicing abuses like robo-signing.
Finally, a deal: The banks will pay at least $26 billion over three years.
Here's a round-up of what it's likely to mean -- or not mean -- to you.
He says he's never missed a payment in his life, and that his credit score is a very respectable 790.
This post comes from Jeanine Skowronski at partner site MainStreet.
Scott Bilker first applied for a credit card in the late '80s when he realized he would need to borrow money to pay his tuition bills. His efforts to avoid paying interest and score better deals quickly got him a very fat wallet.
"I knew it was expensive to use credit cards and had to find a way to minimize the costs," he says. His quest for the best rewards deals, coupled with his desire to prove he could still get banks to lend to him after accumulating 20-plus accounts, led him to amass more than 80 credit cards by 2007.
The total amount could grow larger, officials said. About $1.5 billion will be used to provide restitution to people who lost their home because of mortgage servicer abuses.
This post comes from Ronald D. Orol at partner site MarketWatch.
After more than a year of negotiations, the biggest banks, states and federal authorities today announced the largest housing settlement ever -- for more than $26 billion -- over foreclosure practices. It's expected to offer relief to more than 1 million U.S. homeowners.
RELATED ARTICLES
DATA PROVIDERS
Copyright © 2012 Microsoft. All rights reserved.
Quotes are real-time for NASDAQ, NYSE and AMEX. See delay times for other exchanges.
Fundamental company data and historical chart data provided by Thomson Reuters (click for restrictions). Real-time quotes provided by BATS Exchange. Real-time index quotes and delayed quotes supplied by Interactive Data Real-Time Services. Fund summary, fund performance and dividend data provided by Morningstar Inc. Analyst recommendations provided by Zacks Investment Research. StockScouter data provided by Verus Analytics. IPO data provided by Hoover's Inc. Index membership data provided by SIX Telekurs.
Japanese stock price data provided by Nomura Research Institute Ltd.; quotes delayed 20 minutes. Canadian fund data provided by CANNEX Financial Exchanges Ltd.
ABOUT
Smart Spending combines the best money-saving tips from MSN Money and the rest of the Web. Our team of experts on stretching dollars:
-- Karen Datko, lead blogger, is a veteran journalist in small-town Montana, where her mortgage is $310 a month.
-- Giselle Smith is a longtime editor and writer based in Seattle.
-- Donna Freedman lives and writes about the frugal life in Seattle. She also writes a column for MSN Money and blogs at donnafreedman.com.
LATEST BLOG POSTS
Have some things you want to say after you're gone? Social media offers several options for getting out your message after your death.
SMART TAXES
The agency has created a website and a smartphone app you can use to check the status of your tax refund. If you file electronically, you could get your money within 10 days.
VIDEO ON MSN MONEY
TOOLS
- How much will my savings grow?
Play with the factors that affect the size of your stash.
- How much should I save for college?
- Am I saving enough for retirement?
- Try the 50-30-20 budget
- Average U.S. savings by age, income


