Apple hacks: 39 incredible, somewhat inedible uses for extras.
The U.S. will produce about 9.4 billion pounds of apples this year (.pdf file) or just about 28.4 billion individual pieces of fruit. That's a lot of apples. Maybe too many to eat.
Fortunately, there are dozens -- no, hundreds -- wait, THOUSANDS of other uses for those delightful orbs of deliciousness, and CHG has 43 of 'em right here.
- Predict your romantic fortune. According to USApple.org, throwing an apple peel over your shoulder could reveal the identity of a boyfriend-or-girlfriend-to-be, since it, "would form the initial of your lover's name." I'm guessing X and Q don't show up much.
- Practice your pumpkin carving. Test-whittle a pumpkin pattern on its smaller, cheaper fruit cousin, and you'll make fewer mistakes when it's showtime.
- Teach someone how to bunt.
Automotive reviews say General Motors' new 'all-electric' car is not that different from the Prius.
General Motors is hoping the "all-electric" Chevy Volt delivers a big charge to its domestic sales, but critics are making the shocking charge that the car is really a hybrid, more along the lines of the Toyota Prius, which uses both gas and electric engines in combination.
The controversy began with Edmunds.com, Motor Trend, Popular Mechanics and other auto-focused scribes but has spread to the august New York Times, which harrumphed the other day that GM's insistence that the car is fully electric is "hard to understand."
A record-low rate of 4.19% is still not luring buyers, but more homeowners are refinancing.
Forty-four years ago, my parents took the big plunge and bought their first house. With a Veterans Administration loan, they got an interest rate of about 4%.
Who would have thought their grandchildren would be able to buy a house at the same interest rate all these years later? Well, they could if they had better jobs.
Yes, mortgage rates fell again this week, to an average of 4.19% for a 30-year fixed-rate mortgage, the lowest rate since Freddie Mac began keeping statistics in 1971. National Bureau of Economic Research statistics, from a time when loan rules were different, show that the last time we saw rates that low was 1951.
How to save on TVs and fridges this holiday season.
The holiday season may still be one Halloween away, but retailers are already gearing up for one of the hot gifts of the year: refrigerators.
According to many analysts, retailers are expected to offer more deals on home appliances and electronics in the run-up to the holidays than they did last year.
A mother's attempt to teach her daughter about budgeting backfires.
Melinda writes in:
My 12-year-old daughter and I are having a money war of sorts. At the start of the school year last month we went shopping for clothes together. I said she could spend $250 any way she chose as long as she got a certain number of items -- some underwear, some socks, some jeans, some shirts, and so on. I told her that she could spend more, but it would come out of her allowance.
She proceeded to buy only the minimum amount of socks and underwear so she could buy another shirt that she liked. Now she's having to do laundry twice a week and is complaining all the time about it. I told her to use her allowance to buy the underwear and she says that's completely unfair. What do you think?
In short, know when to spend and when to save, and how to donate wisely.
When you start earning a steady income for the first time, it's easy to spend too much on luxuries or to take on debt. But it's also the best time to set yourself on the path toward wealth.
- Just starting out? How's your credit score?
These tips, based on my book "Generation Earn: The Young Professional's Guide to Spending, Investing, and Giving Back," will help you spend smarter, save more, and even give back to the causes you believe in.
Save one-third of your income. Putting $1 out of every $3 you earn into the bank might sound like a lot, and it is.
Turning financial paperwork into confetti won't solve the whole problem. For that, laws need to change.
This post comes from MSN Money's Liz Pulliam Weston.
Shredding is good. I'm all for shredding. But shredding isn't enough.
But safely destroying old financial records alone isn't enough to protect your identity. Neither is buying a locking mailbox, safeguarding your Social Security card, monitoring your accounts online, using anti-virus and anti-spyware software or being careful what you post on Facebook.
- Credit quiz: Estimate your credit score range
All of these steps can help, of course, but some of the biggest threats to your identity lie beyond your control -- in the big databases of your personal financial information that companies gather, sell and often fail to protect.
TV host ranks at the top of 'best boss' poll, followed by both Obamas and Donald Trump. Who would be your favorite celeb boss?
Friday is National Boss Day. But do American workers want to celebrate?
They would if Oprah Winfrey or Barack Obama were their boss.
In a survey done by Braun Research for Adecco Staffing, 37% of respondents said they would like to have Oprah as their boss, and 35% said they would like to be supervised by the president. Next in line were Donald Trump (28%), Michelle Obama (26%), former President George W. Bush (19%), Gov. Arnold Schwarzenegger (16%), Sarah Palin (15%) and Martha Stewart (14%).
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