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The folks at DealNews took a close look at the best days to find new coupons using information from their coupon database and experience.​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​

By DealNews.com Jul 10, 2014 11:02AM

This post comes from Sarah Jones at partner site DealNews.


DealNews on MSN MoneyOnline coupons may appear to be released at random. But, if you look closely, patterns emerge. Knowing when stores are more likely to release new offers allows you to strategize for savings — and perhaps save some time looking for discounts in the process.

Coupons © NULL/CorbisWe've talked about stores with the most coupon codes before — those that you are most likely to find a discount for if you search before purchasing. But, besides sheer volume, there are also particular times that are generally better for finding coupons at any store.

In addition, there are specific stores that engage in rather habitual behavior when it comes to releasing coupons, which means there are certain times you can check to find their latest offers.


The best times to find coupons
To help you map out a more systematic approach for finding discounts online, we've taken a close look at the timing of when coupons are released using information from our coupon database and experience.

 

Before you get a prepaid card, make sure you understand the ramifications.

By Credit.com Jul 9, 2014 4:27PM
This post comes from Jason Steele at partner site Credit.com.

Credit.com on MSN MoneyPrepaid debit cards are currently all the rage. These cards are sold at gas stations, grocery stores, drug stores and office supply stores, and several celebrities are creating branded cards with their names.


For some people, prepaid cards offer a solution to their struggles with credit card debt. Because prepaid cards are not credit cards, cardholders will not go into debt while using them (though it's still advisable to stick to a budget). Considering all of the success and popularity of these products, many people wonder: What's the catch?


Debit and credit cards © Fancy, Veer, Corbis, Corbis1. Fees

Between activation fees, monthly fees, reload fees and ATM withdrawal fees, prepaid card users have a lot of possible pitfalls they'll want to avoid. You can find prepaid cards with fewer fees than others, so be sure to check out the fee schedule in the cardholder agreement before signing up. In contrast, there are still plenty of credit cards offered with no annual fee, and those who avoid interest by paying their balance in full each month can use these products for years without having to pay any fees.

 

TSA security screening fees will more than double this month, and increases in other fees may follow.

By MSN Money Partner Jul 9, 2014 1:27PM

This post comes from Krystal Steinmetz at partner site Money Talks News.


Money Talks News on MSN MoneyIf you're looking to save some money on your next flight, you need to book your ticket quickly.


On July 21, the Transportation Security Administration passenger screening fee -- also known as the Sept. 11 security fee -- will more than double to $5.60 per flight leg, with no cap, The Wall Street Journal said.


Paper airplane made of money © Tetra Images/CorbisThe current fee is $2.50 per flight segment, with a $10 per-ticket cap.


"So a trip with multiple stops that last longer than four hours could see a whopping TSA fee multiplying with each additional leg of the itinerary," the WSJ said.


What's more, it appears that more fee hikes are on the horizon for airline passengers. In addition to the TSA fee increase, airports want to boost their facility fee from its current limit of $4.50 per boarding to $8 per boarding. Plus, Customs and Border Protection is pushing for a $2 boost in its immigration fee on international tickets (from $7 to $9). The WSJ said:

"It seems like a little bit of an onslaught right now," said Sharon Pinkerton, senior vice president for legislative and regulatory policy at Airlines for America, the airline industry's Washington, D.C., lobbying group. "Policymakers see air passengers as an ATM."
 

If you're living paycheck to paycheck and barely getting by even though you have a healthy income, here are 11 expenses that may be the culprit.

By MSN Money Partner Jul 9, 2014 1:14PM

This post comes from Allison Martin at partner site Money Talks News.


Money Talks News on MSN MoneyYou see an advertisement on television about that dream home or car you wish you had, or that getaway that would provide the relief you need. Then, suddenly, reality sets in before you're overwhelmed by your daydreams. Your desires and your bank account are not a match made in heaven.


Holding an empty wallet © Andrew Dernie/Getty Images
In fact, many people live meager paycheck to paycheck, barely getting by. Or maybe some have an abundant income but no idea how to manage it. If you are stuck on either side of the spectrum or smack dab in the middle, there are ways to make your money work for you.


Don't know where to start? Keep the receipt for every expenditure you make for a month. At the end of the month, take a closer look at where your money went. What you find will more than likely surprise you.


Here are some budget busters to keep an eye out for:

 

Here are nine ways to help you fill your belly without emptying your wallet.

By MSN Money Partner Jul 9, 2014 12:04PM

This post comes from Maryalene LaPonsie at partner site Money Talks News.


Money Talks News on MSN MoneyGetting your vitamin C is going to cost a little more this year. National Geographic reports  that the price of Florida citrus is expected to rise nearly 23 percent from what it was last May. You'll probably pay more for pork, beef, and for other fruits and vegetables, too.


To help you find relief from rising prices, we've put together some tips to help you find free food.

 

You’d be surprised how much an auto insurer knows about you before you’re even a customer.

By QuinStreet Jul 9, 2014 11:22AM
This post comes from Penny Gusner at partner site CarInsurance.com.

CarInsurance.com on MSN MoneyCar insurance companies don’t like guessing games. When you ask for a quote, they want to know who you are and what you’ve been up to. Fortunately for insurers, there are a lot of companies willing to help them.


Convertible © Carlos S.Pereyra, Pixtal, age Here are the most common reports used by car insurance companies to help determine whether they want to insure you and at what price. Some reports you can get yourself, and others you’ll never see.


1. Insurance score

Your credit history is important to car insurance companies because it’s a predictor of how likely you are to pay on time and make a claim. There are exceptions: If you live in California, Hawaii or Massachusetts, auto insurers can’t use credit information to set rates. 


A credit score typically takes into account your payment history, amounts owed, length of credit history, new credit and types of credit.

 

Fraudsters are trying to collect on phony debts by harassing your family and friends.

By MSN Money Partner Jul 8, 2014 2:37PM

This post comes from Krystal Steinmetz at partner site Money Talks News.


Money Talks News on MSN MoneyScammers trying to coerce people into paying phantom debts are expanding their intimidation techniques by calling and harassing victims' friends and family.


According to the National Consumer League's Fraud.org, callers impersonating debt collectors are hoping that social pressure or the fear of losing a job will push victims to fork over the money to pay off the fictitious debt.


Boy wearing sheet for Halloween ghost costume © Thinkstock/Getty ImagesSo how do scammers obtain people’s personal information, including the names of loved ones and employers? Surprisingly, it's actually coming from the victims -- unbeknownst to them, of course. Fraud.org said:

Scammers may be acquiring contact information for a victim's employer or family members through bogus online payday loan applications. Information about consumers who have previously been defrauded (is) also sold and traded among scammers. These so-called "sucker lists" can contain information such as a consumer's home and work address, phone number, occupation, and information about how much money a consumer has spent on previous fake offers.

Debt collectors calling family members and friends is a red flag that something fishy is going on.

 

Our ideas about finance-related success and happiness have evolved over the years.

By Credit.com Jul 8, 2014 2:35PM
This post comes from Gerri Detweiler at partner site Credit.com.

Credit.com on MSN MoneyWhat's your vision of the American Dream and what are you doing to achieve it? In the new 2014 Credit.com American Dream Survey, we found that most are optimistic about their prospects for achieving their version of the American Dream, but some groups are definitely more confident than others.


The majority of those surveyed chose one of three responses when asked what they think the American Dream represents to them:

US currency © Steve Allen, Brand X, Corbis

  • A secure retirement at age 65 (36 percent)
  • Being debt-free (25 percent)
  • Owning a home (17 percent)

Other less popular responses included joining the "one percent," (5 percent), graduating from college (3 percent), paying off student loans (2 percent) and “other” (11 percent).


The 2014 Credit.com American Dream Survey was based on a survey of 1,094 U.S. consumers, 18+, using Survey Monkey Audience, June 19 - 23, 2014. The margin of error was +/- 3 percent.

 

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